Po\u015brednictwo Ubezpieczeniowe Teresa Wdowiak | Tarnobrzeg<\/title>\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Playfair+Display:ital,wght@0,400;0,600;0,700;1,400&family=Nunito+Sans:wght@300;400;600;700;800&display=swap\" rel=\"stylesheet\" \/>\n <style>\n \/* \u2500\u2500 RESET & VARS \u2500\u2500 *\/\n *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }\n :root {\n --navy: #2c4a7c;\n --gold: #b8933f;\n --gold-l: #d4af65;\n --gold-pale: #f5ede0;\n --bg: #faf7f3;\n --card: #ffffff;\n --gray: #7a7e8a;\n --border: rgba(184,147,63,0.15);\n --shadow: 0 2px 24px rgba(28,43,74,0.07);\n }\n html { scroll-behavior: smooth; }\n body {\n font-family: 'Nunito Sans', sans-serif;\n background: var(--bg);\n color: var(--navy);\n overflow-x: hidden;\n }\n\n \/* \u2500\u2500 ELEMENTOR FULL-WIDTH ESCAPE \u2500\u2500\n Wklej ca\u0142y blok do widgetu HTML w Elementorze.\n Sekcja Elementora powinna mie\u0107 padding=0, szeroko\u015b\u0107=pe\u0142na. *\/\n .tw-page {\n width: 100vw;\n margin-left: calc(50% - 50vw);\n overflow-x: hidden;\n background: linear-gradient(160deg, #fdfaf6 0%, #faf7f2 40%, #f7f2ec 100%);\n }\n\n \/* \u2500\u2500 NAV \u2500\u2500 *\/\n .tw-nav {\n position: fixed; top: 0; left: 0; right: 0; z-index: 200;\n width: 100%;\n background: rgba(253,250,246,0.95);\n backdrop-filter: blur(12px);\n -webkit-backdrop-filter: blur(12px);\n height: 68px;\n display: flex; align-items: center; justify-content: space-between;\n padding: 0 5%;\n border-bottom: 1px solid rgba(184,147,63,0.15);\n transition: height .35s ease, box-shadow .35s ease, background .35s ease;\n }\n .tw-nav.scrolled {\n height: 52px;\n box-shadow: 0 2px 24px rgba(28,43,74,0.08);\n background: rgba(253,250,246,0.98);\n }\n \/* push all content below fixed nav *\/\n .tw-ribbon { margin-top: 68px; }\n .tw-logo { display: flex; align-items: center; gap: 12px; text-decoration: none; }\n \/* \u2500\u2500 MONOGRAM CSS (zamiast SVG text - dzia\u0142a na ka\u017cdym telefonie) \u2500\u2500 *\/\n .tw-monogram {\n border-radius: 50%;\n display: flex; align-items: center; justify-content: center;\n font-family: Georgia, 'Times New Roman', serif;\n font-weight: 700; line-height: 1;\n flex-shrink: 0;\n user-select: none;\n }\n .tw-mono-tw { color: #e8d5b0; letter-spacing: -0.5px; }\n\n \/* Nav - 40x40 *\/\n .tw-monogram--nav {\n width: 40px; height: 40px; font-size: 13px;\n background: #2c4a7c;\n border: 1.5px solid #b8933f;\n box-shadow: 0 0 0 1px rgba(184,147,63,0.15) inset;\n letter-spacing: -0.5px;\n }\n\n \/* Hero animation - 72x72 *\/\n .tw-monogram--hero {\n width: 72px; height: 72px; font-size: 22px;\n background: #2c4a7c;\n border: 2px solid #b8933f;\n box-shadow: 0 0 0 1px rgba(184,147,63,0.15) inset;\n letter-spacing: -1px;\n }\n\n \/* About card - 72x72, transparent bg (dark card bg shows through) *\/\n .tw-monogram--about {\n width: 72px; height: 72px; font-size: 22px;\n background: rgba(255,255,255,0.08);\n border: 2px solid #b8933f;\n letter-spacing: -1px;\n }\n\n \/* Footer - same as nav but semi-transparent *\/\n .tw-monogram--footer {\n width: 40px; height: 40px; font-size: 13px;\n background: rgba(255,255,255,0.07);\n border: 1.5px solid #b8933f;\n letter-spacing: -0.5px;\n }\n\n \/* Mobile override - shrink nav monogram *\/\n @media (max-width: 600px) {\n .tw-monogram--nav { width: 34px; height: 34px; font-size: 11px; }\n }\n\n .tw-logo-icon {\n flex-shrink: 0;\n display: flex; align-items: center; justify-content: center;\n transition: transform .35s ease;\n }\n .tw-nav.scrolled .tw-logo-icon { transform: scale(0.88); }\n .tw-logo-name {\n font-family: 'Playfair Display', serif; font-size: 1rem;\n color: var(--navy); line-height: 1.2;\n transition: font-size .35s ease;\n }\n .tw-nav.scrolled .tw-logo-name { font-size: 0.92rem; }\n .tw-logo-name small { display: block; font-family: 'Nunito Sans', sans-serif; font-size: 0.68rem; color: var(--gold); font-weight: 400; letter-spacing: 0.06em; }\n .tw-nav-links { display: flex; gap: 32px; list-style: none; }\n .tw-nav-links a { color: var(--navy); text-decoration: none; font-size: 0.78rem; letter-spacing: 0.08em; text-transform: uppercase; font-weight: 700; transition: color .2s; opacity: 0.75; }\n .tw-nav-links a:hover { color: var(--gold); opacity: 1; }\n .tw-nav-cta {\n background: var(--navy); color: #fff !important;\n padding: 8px 20px; border-radius: 6px; opacity: 1 !important;\n transition: background .2s !important;\n }\n .tw-nav-cta:hover { background: var(--gold) !important; color: #fff !important; }\n .tw-burger { display: none; flex-direction: column; gap: 5px; cursor: pointer; }\n .tw-burger span { display: block; width: 24px; height: 2px; background: var(--navy); border-radius: 2px; }\n\n .tw-ribbon {\n background: var(--gold-pale); color: var(--navy);\n text-align: center; padding: 11px 16px;\n font-size: 0.75rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase;\n border-bottom: 1px solid rgba(184,147,63,0.2);\n }\n .tw-ribbon b { color: var(--gold); }\n .tw-ribbon-sep { margin: 0 10px; color: var(--gold); opacity: 0.5; }\n\n \/* \u2500\u2500 HERO \u2500\u2500 *\/\n .tw-hero {\n background: transparent;\n padding: 72px 5% 80px;\n position: relative; overflow: hidden;\n min-height: calc(100vh - 68px - 42px);\n display: flex; align-items: center;\n }\n .tw-hero::before {\n content: ''; position: absolute; top: -160px; right: -120px;\n width: 600px; height: 600px; border-radius: 50%;\n background: radial-gradient(circle, rgba(184,147,63,0.07) 0%, transparent 65%);\n pointer-events: none;\n }\n .tw-hero::after {\n content: ''; position: absolute; bottom: -100px; left: 5%;\n width: 420px; height: 420px; border-radius: 50%;\n background: radial-gradient(circle, rgba(184,147,63,0.05) 0%, transparent 65%);\n pointer-events: none;\n }\n .tw-hero-inner {\n max-width: 1100px; margin: 0 auto; width: 100%;\n display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center;\n position: relative; z-index: 1;\n }\n .tw-hero-badge {\n display: inline-flex; align-items: center; gap: 8px;\n background: var(--gold-pale); border: 1px solid rgba(184,147,63,0.3);\n color: var(--gold); font-size: 0.72rem; letter-spacing: 0.14em;\n text-transform: uppercase; padding: 6px 14px; border-radius: 20px;\n margin-bottom: 22px; animation: fadeUp .7s ease both;\n }\n .tw-hero-title {\n font-family: 'Playfair Display', serif;\n font-size: clamp(2rem, 3.8vw, 3.2rem);\n color: var(--navy); line-height: 1.2; margin-bottom: 18px;\n animation: fadeUp .7s .12s ease both;\n }\n .tw-hero-title em { color: var(--gold); font-style: italic; }\n .tw-hero-sub {\n color: var(--gray); font-size: 1rem; line-height: 1.75;\n font-weight: 400; margin-bottom: 34px;\n animation: fadeUp .7s .24s ease both;\n }\n .tw-hero-btns { display: flex; gap: 14px; flex-wrap: wrap; animation: fadeUp .7s .36s ease both; }\n .btn-gold {\n background: var(--navy); color: #fff; padding: 14px 32px; border-radius: 8px;\n text-decoration: none; font-weight: 700; font-size: 0.86rem; letter-spacing: 0.08em;\n text-transform: uppercase; transition: all .22s; display: inline-block;\n }\n .btn-gold:hover { background: var(--gold); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(184,147,63,0.25); }\n .btn-ghost {\n border: 1px solid rgba(28,43,74,0.25); color: var(--navy); padding: 14px 32px;\n border-radius: 8px; text-decoration: none; font-weight: 700; font-size: 0.86rem;\n letter-spacing: 0.08em; text-transform: uppercase; transition: all .22s; display: inline-block;\n }\n .btn-ghost:hover { border-color: var(--gold); color: var(--gold); }\n .tw-hero-stats {\n display: grid; grid-template-columns: repeat(3,1fr);\n border: 1px solid var(--border); margin-top: 52px; border-radius: 12px; overflow: hidden;\n animation: fadeUp .7s .48s ease both; box-shadow: var(--shadow);\n }\n .tw-stat { padding: 24px 16px; text-align: center; background: var(--card); }\n .tw-stat + .tw-stat { border-left: 1px solid var(--border); }\n .tw-stat-n { font-family: 'Playfair Display', serif; font-size: 2.2rem; color: var(--navy); display: block; line-height: 1; }\n .tw-stat-l { font-size: 0.68rem; color: var(--gray); letter-spacing: 0.1em; text-transform: uppercase; margin-top: 5px; }\n\n \/* \u2500\u2500 HERO VISUAL \u2500\u2500 *\/\n .tw-hero-visual { display: flex; align-items: center; justify-content: center; animation: fadeLeft .9s .2s ease both; }\n .hv { position: relative; width: 400px; height: 400px; }\n .hv-pulse {\n position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%);\n border-radius: 50%; border: 1px solid rgba(184,147,63,0.3);\n animation: hvPulse 3.2s ease-out infinite;\n }\n .hv-pulse:nth-child(2) { animation-delay: 1.07s; }\n .hv-pulse:nth-child(3) { animation-delay: 2.14s; }\n .hv-ring-out { position: absolute; inset: 0; border-radius: 50%; border: 1px dashed rgba(184,147,63,0.22); animation: hvSpin 30s linear infinite; }\n .hv-ring-out::before, .hv-ring-out::after { content: ''; position: absolute; width: 8px; height: 8px; background: var(--gold); border-radius: 50%; top: -4px; left: 50%; transform: translateX(-50%); }\n .hv-ring-out::after { top: auto; bottom: -4px; }\n .hv-ring-in { position: absolute; inset: 48px; border-radius: 50%; border: 1px solid rgba(184,147,63,0.12); animation: hvSpin 18s linear infinite reverse; }\n .hv-cards { position: absolute; inset: 0; animation: hvSpin 24s linear infinite; }\n .hv-card {\n position: absolute; width: 90px;\n background: var(--card); border: 1px solid var(--border);\n border-radius: 8px; padding: 10px 6px; text-align: center;\n box-shadow: 0 2px 12px rgba(28,43,74,0.08);\n animation: hvSpin 24s linear infinite reverse;\n }\n .hv-card-ico { font-size: 17px; display: block; margin-bottom: 4px; }\n .hv-card-lbl { font-size: 0.58rem; letter-spacing: 0.07em; text-transform: uppercase; color: var(--navy); font-weight: 700; line-height: 1.3; }\n .hv-card:nth-child(1) { top: calc(50% - 45px - 162px); left: calc(50% - 45px); }\n .hv-card:nth-child(2) { top: calc(50% - 45px - 81px); left: calc(50% - 45px + 140px); }\n .hv-card:nth-child(3) { top: calc(50% - 45px + 81px); left: calc(50% - 45px + 140px); }\n .hv-card:nth-child(4) { top: calc(50% - 45px + 162px); left: calc(50% - 45px); }\n .hv-card:nth-child(5) { top: calc(50% - 45px + 81px); left: calc(50% - 45px - 140px); }\n .hv-card:nth-child(6) { top: calc(50% - 45px - 81px); left: calc(50% - 45px - 140px); }\n .hv-center {\n position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%);\n width: 150px; height: 150px;\n display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 7px;\n }\n .hv-center-bg { display: none; }\n .hv-center { position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%); width: 150px; height: 150px; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 7px; }\n .hv-shield { position: relative; z-index: 1; }\n .hv-lbl { position: relative; z-index: 1; font-size: 0.5rem; letter-spacing: 0.2em; text-transform: uppercase; color: rgba(184,147,63,0.65); font-weight: 700; }\n .hv-year { display: none; }\n\n @keyframes hvSpin { to { transform: rotate(360deg); } }\n @keyframes hvPulse { 0% { width:150px;height:150px;opacity:.65; } 100% { width:310px;height:310px;opacity:0; } }\n @keyframes fadeUp { from { opacity:0; transform:translateY(28px); } to { opacity:1; transform:none; } }\n @keyframes fadeLeft{ from { opacity:0; transform:translateX(36px); } to { opacity:1; transform:none; } }\n\n \/* \u2500\u2500 DIVIDER \u2500\u2500 *\/\n .tw-divider { height: 3px; background: linear-gradient(90deg,transparent,var(--gold),transparent); }\n\n \/* \u2500\u2500 SECTION BASE \u2500\u2500 *\/\n .tw-section { padding: 88px 5%; }\n .tw-inner { max-width: 1100px; margin: 0 auto; }\n .tw-lbl {\n display: inline-flex; align-items: center; gap: 10px;\n color: var(--gold); font-size: 0.68rem; letter-spacing: 0.2em; text-transform: uppercase; font-weight: 700; margin-bottom: 14px;\n }\n .tw-lbl::before, .tw-lbl::after { content: ''; display: block; height: 1px; width: 28px; background: var(--gold); }\n .tw-h2 { font-family: 'Playfair Display', serif; font-size: clamp(1.7rem, 2.8vw, 2.6rem); line-height: 1.22; margin-bottom: 14px; }\n .tw-sub { color: var(--gray); font-size: 0.97rem; line-height: 1.72; max-width: 580px; font-weight: 400; }\n\n \/* \u2500\u2500 O NAS \u2500\u2500 *\/\n .bg-white { background: transparent; }\n .tw-about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; margin-top: 52px; }\n .tw-about-card { background: var(--navy); border-radius: 12px; padding: 52px 36px; text-align: center; color: white; position: relative; box-shadow: 0 8px 48px rgba(28,43,74,0.18); }\n .tw-about-card-icon { display: flex; justify-content: center; margin-bottom: 16px; }\n .tw-about-card-name { font-family: 'Playfair Display', serif; font-size: 1.5rem; margin-bottom: 5px; }\n .tw-about-card-title { color: var(--gold-l); font-size: 0.82rem; letter-spacing: 0.07em; }\n .tw-about-card-note { margin-top: 20px; padding-top: 18px; border-top: 1px solid rgba(255,255,255,0.1); font-size: 0.8rem; color: rgba(255,255,255,0.5); }\n .tw-about-badge { position: absolute; bottom: -18px; right: -18px; background: var(--gold); color: white; padding: 18px 22px; font-family: 'Playfair Display', serif; font-size: 1.3rem; font-weight: 700; line-height: 1.1; text-align: center; border-radius: 8px; box-shadow: 0 4px 16px rgba(184,147,63,0.35); }\n .tw-about-badge small { font-size: 0.6rem; display: block; font-family: 'Nunito Sans', sans-serif; font-weight: 400; letter-spacing: 0.1em; text-transform: uppercase; margin-top: 3px; }\n .tw-about-text p { color: var(--gray); line-height: 1.8; margin-bottom: 16px; font-weight: 400; }\n .tw-about-text p strong { color: var(--navy); font-weight: 700; }\n .tw-features { margin-top: 28px; display: flex; flex-direction: column; gap: 14px; }\n .tw-feature { display: flex; align-items: flex-start; gap: 13px; }\n .tw-feature-ico { width: 34px; height: 34px; min-width: 34px; border-radius: 50%; background: var(--gold-pale); border: 1px solid rgba(184,147,63,0.25); display: flex; align-items: center; justify-content: center; font-size: 15px; }\n .tw-feature-txt strong { display: block; font-size: 0.88rem; color: var(--navy); margin-bottom: 2px; }\n .tw-feature-txt span { font-size: 0.8rem; color: var(--gray); }\n\n \/* \u2500\u2500 US\u0141UGI \u2500\u2500 *\/\n .bg-cream { background: transparent; }\n .tw-services-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 22px; margin-top: 52px; }\n .tw-service { background: var(--card); border: 1px solid var(--border); border-radius: 12px; padding: 32px 26px; transition: all .28s; position: relative; overflow: hidden; box-shadow: var(--shadow); }\n .tw-service::after { content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 2px; background: linear-gradient(90deg, var(--gold), var(--gold-l)); transform: scaleX(0); transition: transform .28s; }\n .tw-service:hover { transform: translateY(-4px); box-shadow: 0 12px 40px rgba(28,43,74,0.12); }\n .tw-service:hover::after { transform: scaleX(1); }\n .tw-service-ico { font-size: 32px; margin-bottom: 16px; display: block; }\n .tw-service-name { font-family: 'Playfair Display', serif; font-size: 1.1rem; margin-bottom: 10px; color: var(--navy); }\n .tw-service-desc { color: var(--gray); font-size: 0.86rem; line-height: 1.7; font-weight: 400; }\n\n \/* \u2500\u2500 DLACZEGO MY \u2500\u2500 *\/\n .bg-navy { background: transparent; }\n .bg-navy .tw-lbl { color: var(--gold); }\n .bg-navy .tw-lbl::before, .bg-navy .tw-lbl::after { background: var(--gold); }\n .bg-navy .tw-h2 { color: var(--navy); }\n .bg-navy .tw-sub { color: var(--gray); }\n .tw-why-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 16px; margin-top: 52px; }\n .tw-why-item { background: var(--card); padding: 32px 28px; border-radius: 12px; border: 1px solid var(--border); display: flex; gap: 18px; align-items: flex-start; transition: box-shadow .22s; box-shadow: var(--shadow); }\n .tw-why-item:hover { box-shadow: 0 8px 32px rgba(28,43,74,0.11); }\n .tw-why-n { font-family: 'Playfair Display', serif; font-size: 2.4rem; color: var(--gold-pale); -webkit-text-stroke: 1px rgba(184,147,63,0.3); line-height: 1; min-width: 48px; }\n .tw-why-item h3 { color: var(--navy); font-size: 0.97rem; margin-bottom: 7px; font-weight: 700; }\n .tw-why-item p { color: var(--gray); font-size: 0.84rem; line-height: 1.7; font-weight: 400; }\n\n \/* \u2500\u2500 OFERTA \u2500\u2500 *\/\n .tw-offer-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; margin-top: 44px; }\n .tw-offer-card { background: var(--card); border: 1px solid var(--border); border-radius: 12px; padding: 26px 22px; display: flex; flex-direction: column; gap: 9px; transition: box-shadow .22s; box-shadow: var(--shadow); }\n .tw-offer-card:hover { box-shadow: 0 8px 28px rgba(28,43,74,0.1); }\n .tw-offer-card .p-ico { font-size: 28px; }\n .tw-offer-card .p-tag { display: inline-block; background: var(--gold-pale); color: var(--gold); font-size: 0.67rem; padding: 3px 10px; border-radius: 20px; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; align-self: flex-start; }\n .tw-offer-card h4 { font-family: 'Playfair Display', serif; font-size: 0.97rem; color: var(--navy); }\n .tw-offer-card p { font-size: 0.8rem; color: var(--gray); line-height: 1.6; font-weight: 400; }\n\n \/* \u2500\u2500 KONTAKT \u2500\u2500 *\/\n .tw-contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 52px; margin-top: 52px; align-items: start; }\n .tw-contact-items { display: flex; flex-direction: column; gap: 22px; }\n .tw-contact-item { display: flex; gap: 16px; align-items: flex-start; }\n .tw-contact-ico { width: 48px; height: 48px; min-width: 48px; border-radius: 50%; background: var(--gold-pale); border: 1px solid rgba(184,147,63,0.25); display: flex; align-items: center; justify-content: center; font-size: 19px; }\n .tw-contact-lbl { font-size: 0.68rem; color: var(--gray); letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 3px; }\n .tw-contact-val { font-size: 0.97rem; color: var(--navy); font-weight: 700; }\n .tw-contact-val a { color: var(--navy); text-decoration: none; }\n .tw-contact-val a:hover { color: var(--gold); }\n .tw-hours { background: var(--navy); border-radius: 12px; padding: 26px 30px; color: white; margin-top: 28px; box-shadow: 0 8px 32px rgba(28,43,74,0.15); }\n .tw-hours h4 { color: var(--gold-l); font-family: 'Playfair Display', serif; font-size: 1.05rem; margin-bottom: 14px; }\n .tw-hours-row { display: flex; justify-content: space-between; padding: 7px 0; border-bottom: 1px solid rgba(255,255,255,0.07); font-size: 0.86rem; }\n .tw-hours-row:last-child { border-bottom: none; }\n .tw-hours-row span:first-child { color: rgba(255,255,255,0.56); }\n .tw-hours-row span:last-child { color: white; font-weight: 700; }\n .tw-map { margin-top: 22px; border-radius: 12px; overflow: hidden; border: 1px solid var(--border); box-shadow: var(--shadow); }\n .tw-map iframe { display: block; width: 100%; height: 240px; border: 0; }\n .tw-form { background: var(--card); border-radius: 12px; padding: 38px; border: 1px solid var(--border); box-shadow: var(--shadow); }\n .tw-form h3 { font-family: 'Playfair Display', serif; font-size: 1.35rem; margin-bottom: 22px; }\n .tw-form-group { margin-bottom: 18px; }\n .tw-form-group label { display: block; font-size: 0.74rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--navy); margin-bottom: 7px; }\n .tw-form-group input, .tw-form-group textarea, .tw-form-group select { width: 100%; padding: 12px 15px; border: 1px solid rgba(184,147,63,0.2); border-radius: 8px; font-family: 'Nunito Sans', sans-serif; font-size: 0.88rem; color: var(--navy); background: var(--bg); outline: none; transition: border-color .18s; }\n .tw-form-group input:focus, .tw-form-group textarea:focus, .tw-form-group select:focus { border-color: var(--gold); }\n .tw-form-group textarea { resize: vertical; min-height: 105px; }\n .tw-form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }\n .tw-form-submit { width: 100%; background: var(--navy); color: #fff; border: none; padding: 15px; font-family: 'Nunito Sans', sans-serif; font-size: 0.87rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; cursor: pointer; border-radius: 8px; transition: background .22s; }\n .tw-form-submit:hover { background: var(--gold); }\n\n \/* \u2500\u2500 FOOTER \u2500\u2500 *\/\n .tw-footer { background: var(--navy); color: rgba(255,255,255,0.48); padding: 56px 5% 32px; }\n .tw-footer-inner { max-width: 1100px; margin: 0 auto; display: flex; justify-content: space-between; align-items: flex-start; gap: 36px; flex-wrap: wrap; padding-bottom: 32px; border-bottom: 1px solid rgba(255,255,255,0.07); }\n .tw-footer-brand p { margin-top: 11px; font-size: 0.8rem; max-width: 260px; line-height: 1.6; }\n .tw-footer-col h4 { color: white; font-size: 0.74rem; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 14px; }\n .tw-footer-col ul { list-style: none; }\n .tw-footer-col ul li { margin-bottom: 7px; }\n .tw-footer-col ul li a { color: rgba(255,255,255,0.48); text-decoration: none; font-size: 0.82rem; transition: color .18s; }\n .tw-footer-col ul li a:hover { color: var(--gold-l); }\n .tw-footer-bottom { max-width: 1100px; margin: 24px auto 0; display: flex; justify-content: space-between; align-items: center; font-size: 0.74rem; flex-wrap: wrap; gap: 8px; }\n .tw-footer-bottom span { color: var(--gold-l); }\n\n \/* \u2500\u2500 PARTNERS CAROUSEL \u2500\u2500 *\/\n .tw-partners {\n padding: 48px 0;\n overflow: hidden;\n border-top: 1px solid rgba(184,147,63,0.12);\n border-bottom: 1px solid rgba(184,147,63,0.12);\n }\n .tw-partners-label {\n text-align: center;\n font-size: 0.68rem; letter-spacing: 0.22em; text-transform: uppercase;\n color: var(--gray); font-weight: 700; margin-bottom: 32px;\n }\n .tw-partners-track-wrap {\n overflow: hidden;\n mask-image: linear-gradient(90deg, transparent 0%, black 12%, black 88%, transparent 100%);\n -webkit-mask-image: linear-gradient(90deg, transparent 0%, black 12%, black 88%, transparent 100%);\n }\n .tw-partners-track {\n display: flex;\n gap: 0;\n width: max-content;\n animation: partnerScroll 38s linear infinite;\n }\n .tw-partners-track:hover { animation-play-state: paused; }\n .tw-partner-item {\n display: flex; align-items: center;\n padding: 0 28px;\n white-space: nowrap;\n position: relative;\n }\n .tw-partner-item::after {\n content: '\u00b7';\n position: absolute; right: -2px;\n color: rgba(184,147,63,0.4);\n font-size: 1.2rem;\n }\n .tw-partner-name {\n font-family: 'Playfair Display', serif;\n font-size: 1.05rem;\n font-weight: 600;\n color: var(--navy);\n opacity: 0.55;\n letter-spacing: 0.03em;\n transition: opacity .25s;\n }\n .tw-partner-item:hover .tw-partner-name { opacity: 1; }\n @keyframes partnerScroll {\n 0% { transform: translateX(0); }\n 100% { transform: translateX(-50%); }\n }\n\n \/* \u2500\u2500 RIBBON mobile variants \u2500\u2500 *\/\n .tw-ribbon-short { display: none; }\n .tw-ribbon-full { display: inline; }\n\n \/* \u2500\u2500 MOBILE NAV DRAWER \u2500\u2500 *\/\n .tw-mobile-nav {\n display: none;\n position: fixed; top: 68px; left: 0; right: 0; z-index: 199;\n background: rgba(253,250,246,0.98);\n backdrop-filter: blur(12px);\n border-bottom: 1px solid rgba(184,147,63,0.15);\n padding: 16px 5% 20px;\n flex-direction: column; gap: 0;\n box-shadow: 0 8px 24px rgba(28,43,74,0.08);\n }\n .tw-mobile-nav.open { display: flex; }\n .tw-mobile-nav a {\n color: var(--navy); text-decoration: none;\n font-size: 0.88rem; font-weight: 700; letter-spacing: 0.08em;\n text-transform: uppercase; padding: 13px 0;\n border-bottom: 1px solid rgba(184,147,63,0.1);\n transition: color .2s;\n }\n .tw-mobile-nav a:last-child { border-bottom: none; }\n .tw-mobile-nav a:hover { color: var(--gold); }\n .tw-mobile-nav .mob-cta {\n margin-top: 10px; text-align: center;\n background: var(--navy); color: #fff !important;\n padding: 13px; border-radius: 8px; border-bottom: none;\n }\n .tw-mobile-nav .mob-cta:hover { background: var(--gold) !important; }\n\n \/* Burger animation *\/\n .tw-burger span { transition: transform .25s ease, opacity .25s ease; }\n .tw-burger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }\n .tw-burger.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }\n .tw-burger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }\n\n @media (max-width: 920px) {\n .tw-hero-inner { grid-template-columns: 1fr; }\n .tw-hero-visual { display: none; }\n .tw-about-grid { grid-template-columns: 1fr; }\n .tw-services-grid { grid-template-columns: 1fr 1fr; }\n .tw-why-grid { grid-template-columns: 1fr; }\n .tw-contact-grid { grid-template-columns: 1fr; }\n .tw-offer-grid { grid-template-columns: 1fr 1fr; }\n .tw-nav-links { display: none; }\n .tw-burger { display: flex; }\n }\n @media (max-width: 600px) {\n .tw-services-grid, .tw-offer-grid { grid-template-columns: 1fr; }\n .tw-form-row { grid-template-columns: 1fr; }\n\n \/* Ribbon \u2014 poka\u017c skr\u00f3con\u0105 wersj\u0119 *\/\n .tw-ribbon-full { display: none; }\n .tw-ribbon-short { display: inline; }\n\n \/* Logo *\/\n .tw-logo-name { font-size: 0.86rem; }\n .tw-logo-name small { display: none; }\n\n \/* Mobile nav uwzglednia zmniejszona wysokosc *\/\n .tw-mobile-nav { top: 52px; }\n .tw-nav.scrolled ~ .tw-mobile-nav { top: 52px; }\n\n \/* Hero stats \u2014 pionowo *\/\n .tw-hero-stats { grid-template-columns: 1fr; border-radius: 10px; }\n .tw-stat { padding: 14px 20px; text-align: left; display: flex; align-items: center; gap: 14px; }\n .tw-stat + .tw-stat { border-left: none; border-top: 1px solid var(--border); }\n .tw-stat-n { font-size: 1.6rem; display: inline; }\n .tw-stat-l { font-size: 0.66rem; margin-top: 0; }\n\n \/* Hero *\/\n .tw-hero { padding: 48px 5% 56px; }\n .tw-hero-btns { flex-direction: column; }\n .btn-gold, .btn-ghost { text-align: center; }\n\n \/* Sekcje *\/\n .tw-section { padding: 56px 5%; }\n .tw-nav { padding: 0 4%; }\n }\n <\/style>\n<\/head>\n<body>\n<div class=\"tw-page\">\n\n \n <nav class=\"tw-nav\">\n <a href=\"#\" class=\"tw-logo\">\n <div class=\"tw-logo-icon\">\n <div class=\"tw-monogram tw-monogram--nav\">\n <span class=\"tw-mono-tw\">TW<\/span>\n <\/div>\n <\/div>\n <div class=\"tw-logo-name\">Teresa Wdowiak<small>Po\u015brednictwo Ubezpieczeniowe<\/small><\/div>\n <\/a>\n <ul class=\"tw-nav-links\">\n <li><a href=\"#o-nas\">O nas<\/a><\/li>\n <li><a href=\"#uslugi\">Us\u0142ugi<\/a><\/li>\n <li><a href=\"#oferta\">Oferta<\/a><\/li>\n <li><a href=\"#dlaczego\">Dlaczego my<\/a><\/li>\n <li><a href=\"#kontakt\" class=\"tw-nav-cta\">Kontakt<\/a><\/li>\n <\/ul>\n <div class=\"tw-burger\" id=\"twBurger\"><span><\/span><span><\/span><span><\/span><\/div>\n <\/nav>\n\n \n <div class=\"tw-mobile-nav\" id=\"twMobileNav\">\n <a href=\"#o-nas\" onclick=\"closeMobileNav()\">O nas<\/a>\n <a href=\"#uslugi\" onclick=\"closeMobileNav()\">Us\u0142ugi<\/a>\n <a href=\"#oferta\" onclick=\"closeMobileNav()\">Oferta<\/a>\n <a href=\"#dlaczego\" onclick=\"closeMobileNav()\">Dlaczego my<\/a>\n <a href=\"#kontakt\" onclick=\"closeMobileNav()\" class=\"mob-cta\">Kontakt<\/a>\n <\/div>\n\n \n <div class=\"tw-ribbon\">\n <span class=\"tw-ribbon-full\">★ Laureat plebiscytu <b>Or\u0142y Ubezpiecze\u0144<\/b> <span class=\"tw-ribbon-sep\">\u00b7<\/span> Dzia\u0142amy od 1997 roku <span class=\"tw-ribbon-sep\">\u00b7<\/span> Ponad 29 lat zaufania ★<\/span>\n <span class=\"tw-ribbon-short\">★ <b>Or\u0142y Ubezpiecze\u0144<\/b> \u00b7 29 lat na rynku ★<\/span>\n <\/div>\n\n \n <div class=\"tw-hero\">\n <div class=\"tw-hero-inner\">\n <div>\n <div class=\"tw-hero-badge\">\n <svg width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"flex-shrink:0\">\n <path d=\"M6 0.5L0.5 2.5V6.5C0.5 9.8 2.8 12.8 6 13.5C9.2 12.8 11.5 9.8 11.5 6.5V2.5L6 0.5Z\" stroke=\"#d4af65\" stroke-width=\"1\" fill=\"none\"\/>\n <polyline points=\"3.5,7 5.2,9 8.5,5.5\" stroke=\"#d4af65\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\" fill=\"none\"\/>\n <\/svg>\n Kiedy bezpiecze\u0144stwo jest najwa\u017cniejsze\n <\/div>\n <h1 class=\"tw-hero-title\">Profesjonalne<br><em>ubezpieczenia<\/em><br>dla Ciebie i Twojej firmy<\/h1>\n <p class=\"tw-hero-sub\">Po\u015brednictwo Ubezpieczeniowe Teresa Wdowiak \u2014 zaufany doradca ubezpieczeniowy w Tarnobrzegu. Pomagamy chroni\u0107 to, co najwa\u017cniejsze od ponad 29 lat.<\/p>\n <div class=\"tw-hero-btns\">\n <a href=\"#kontakt\" class=\"btn-gold\">Skontaktuj si\u0119 z nami<\/a>\n <a href=\"#uslugi\" class=\"btn-ghost\">Sprawd\u017a ofert\u0119<\/a>\n <\/div>\n <div class=\"tw-hero-stats\">\n <div class=\"tw-stat\"><span class=\"tw-stat-n\">29 +<\/span><div class=\"tw-stat-l\">Lat do\u015bwiadczenia<\/div><\/div>\n <div class=\"tw-stat\"><span class=\"tw-stat-n\">10 000 +<\/span><div class=\"tw-stat-l\">Zadowolonych klient\u00f3w<\/div><\/div>\n <div class=\"tw-stat\"><span class=\"tw-stat-n\" style=\"font-size:1.6rem\">★<\/span><div class=\"tw-stat-l\">Or\u0142y Ubezpiecze\u0144<\/div><\/div>\n <\/div>\n <\/div>\n <div class=\"tw-hero-visual\">\n <div class=\"hv\">\n <div class=\"hv-pulse\"><\/div>\n <div class=\"hv-pulse\"><\/div>\n <div class=\"hv-pulse\"><\/div>\n <div class=\"hv-ring-out\"><\/div>\n <div class=\"hv-ring-in\"><\/div>\n <div class=\"hv-cards\">\n <div class=\"hv-card\"><span class=\"hv-card-ico\">\ud83d\ude97<\/span><span class=\"hv-card-lbl\">OC \/ AC<\/span><\/div>\n <div class=\"hv-card\"><span class=\"hv-card-ico\">\u2764\ufe0f<\/span><span class=\"hv-card-lbl\">Na \u017cycie<\/span><\/div>\n <div class=\"hv-card\"><span class=\"hv-card-ico\">\ud83c\udfe2<\/span><span class=\"hv-card-lbl\">Firmy<\/span><\/div>\n <div class=\"hv-card\"><span class=\"hv-card-ico\">\ud83c\udfe0<\/span><span class=\"hv-card-lbl\">Maj\u0105tek<\/span><\/div>\n <div class=\"hv-card\"><span class=\"hv-card-ico\">\u2708\ufe0f<\/span><span class=\"hv-card-lbl\">Turystyka<\/span><\/div>\n <div class=\"hv-card\"><span class=\"hv-card-ico\">\ud83c\udfe5<\/span><span class=\"hv-card-lbl\">Zdrowie<\/span><\/div>\n <\/div>\n <div class=\"hv-center\">\n <div class=\"hv-center-bg\"><\/div>\n <div class=\"tw-monogram tw-monogram--hero\">\n <span class=\"tw-mono-tw\">TW<\/span>\n <\/div>\n <\/div>\n <div class=\"hv-year\">od 1997<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"tw-divider\"><\/div>\n\n \n <div class=\"tw-partners\">\n <div class=\"tw-partners-label\">Wsp\u00f3\u0142pracujemy z wiod\u0105cymi firmami ubezpieczeniowymi<\/div>\n <div class=\"tw-partners-track-wrap\">\n <div class=\"tw-partners-track\" id=\"partnerTrack\">\n\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">PZU<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Warta<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Ergo Hestia<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Compensa<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Allianz<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Generali<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">UNIQA<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">InterRisk<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Link4<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Proama<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">HDI<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">TUZ<\/span><\/div>\n\n \n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">PZU<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Warta<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Ergo Hestia<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Compensa<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Allianz<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Generali<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">UNIQA<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">InterRisk<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Link4<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Proama<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">HDI<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">TUZ<\/span><\/div>\n\n <\/div>\n <\/div>\n <\/div>\n\n \n <section id=\"o-nas\" class=\"tw-section bg-white\">\n <div class=\"tw-inner\">\n <div style=\"text-align:center\">\n <div class=\"tw-lbl\">O nas<\/div>\n <h2 class=\"tw-h2\">Teresa Wdowiak \u2014<br><em style=\"font-style:italic;color:var(--gold)\">pasja i do\u015bwiadczenie<\/em><\/h2>\n <p class=\"tw-sub\" style=\"margin:0 auto\">Firma z wieloletnim do\u015bwiadczeniem, kt\u00f3ra stawia na indywidualne podej\u015bcie i rzeteln\u0105 obs\u0142ug\u0119 ka\u017cdego klienta.<\/p>\n <\/div>\n <div class=\"tw-about-grid\">\n <div style=\"position:relative\">\n <div class=\"tw-about-card\">\n <span class=\"tw-about-card-icon\">\n <div class=\"tw-monogram tw-monogram--about\">\n <span class=\"tw-mono-tw\">TW<\/span>\n <\/div>\n <\/span>\n <div class=\"tw-about-card-name\">Teresa Wdowiak<\/div>\n <div class=\"tw-about-card-title\">W\u0142a\u015bciciel & Ekspert Ubezpieczeniowy<\/div>\n <div class=\"tw-about-card-note\">Wsp\u00f3\u0142pracujemy z <strong style=\"color:var(--gold-l)\">wiod\u0105cymi firmami ubezpieczeniowymi<\/strong> w Polsce<\/div>\n <\/div>\n <div class=\"tw-about-badge\" style=\"display:none\">1997<small>rok za\u0142o\u017cenia<\/small><\/div>\n <\/div>\n <div class=\"tw-about-text\">\n <p><strong>Po\u015brednictwo Ubezpieczeniowe Teresa Wdowiak<\/strong> to renomowana firma dzia\u0142aj\u0105ca od <strong>7 lipca 1997 roku<\/strong>. Przez ponad \u0107wier\u0107 wieku zbudowali\u015bmy siln\u0105 pozycj\u0119 na lokalnym rynku, zdobywaj\u0105c zaufanie tysi\u0119cy klient\u00f3w.<\/p>\n <p>Nasza filozofia opiera si\u0119 na <strong>precyzji, rzetelno\u015bci i indywidualnym podej\u015bciu<\/strong>. Nie sprzedajemy polis \u2014 rozwi\u0105zujemy problemy i dopasowujemy ochron\u0119 do realnych potrzeb.<\/p>\n <p>Dysponujemy baz\u0105 ofertow\u0105 <strong>wiod\u0105cych firm ubezpieczeniowych<\/strong>, co pozwala znale\u017a\u0107 najlepsze i najta\u0144sze rozwi\u0105zanie dla ka\u017cdego.<\/p>\n <div class=\"tw-features\">\n <div class=\"tw-feature\"><div class=\"tw-feature-ico\">\ud83d\udccb<\/div><div class=\"tw-feature-txt\"><strong>Analiza potrzeb klienta<\/strong><span>Serwis doradczy z dok\u0142adn\u0105 analiz\u0105 Twojej sytuacji<\/span><\/div><\/div>\n <div class=\"tw-feature\"><div class=\"tw-feature-ico\">\u270d\ufe0f<\/div><div class=\"tw-feature-txt\"><strong>Indywidualne programy ubezpieczeniowe<\/strong><span>Polisy dopasowane do Twoich potrzeb i Twojego bud\u017cetu<\/span><\/div><\/div>\n <div class=\"tw-feature\"><div class=\"tw-feature-ico\">\ud83e\udd1d<\/div><div class=\"tw-feature-txt\"><strong>Pomoc przy odszkodowaniach<\/strong><span>Wspieramy Ci\u0119 przy uzyskaniu \u015bwiadcze\u0144 i odszkodowa\u0144<\/span><\/div><\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"uslugi\" class=\"tw-section bg-cream\">\n <div class=\"tw-inner\">\n <div style=\"text-align:center\">\n <div class=\"tw-lbl\">Nasze us\u0142ugi<\/div>\n <h2 class=\"tw-h2\">Kompleksowa ochrona<br>w ka\u017cdej sytuacji \u017cyciowej<\/h2>\n <p class=\"tw-sub\" style=\"margin:0 auto\">Oferujemy pe\u0142en zakres ubezpiecze\u0144 dost\u0119pnych na polskim rynku. Znajdziemy najlepsze rozwi\u0105zanie dla Ciebie.<\/p>\n <\/div>\n <div class=\"tw-services-grid\">\n <div class=\"tw-service\"><span class=\"tw-service-ico\">\ud83d\ude97<\/span><div class=\"tw-service-name\">Ubezpieczenia komunikacyjne<\/div><p class=\"tw-service-desc\">OC, AC, NNW oraz assistance. Chronimy Tw\u00f3j samoch\u00f3d i Twoj\u0105 odpowiedzialno\u015b\u0107 cywiln\u0105. Por\u00f3wnujemy oferty dziesi\u0105tek ubezpieczycieli.<\/p><\/div>\n <div class=\"tw-service\"><span class=\"tw-service-ico\">\u2764\ufe0f<\/span><div class=\"tw-service-name\">Ubezpieczenia na \u017cycie<\/div><p class=\"tw-service-desc\">Pe\u0142en zakres polis \u017cyciowych \u2014 indywidualnych i grupowych. Bezpiecze\u0144stwo finansowe Twoje i Twoich bliskich.<\/p><\/div>\n <div class=\"tw-service\"><span class=\"tw-service-ico\">\ud83c\udfe0<\/span><div class=\"tw-service-name\">Ubezpieczenia maj\u0105tkowe<\/div><p class=\"tw-service-desc\">Ochrona domu i mieszkania przed po\u017carem, zalaniem, kradzie\u017c\u0105 i zdarzeniami losowymi.<\/p><\/div>\n <div class=\"tw-service\"><span class=\"tw-service-ico\">\ud83c\udfe2<\/span><div class=\"tw-service-name\">Ubezpieczenia dla firm<\/div><p class=\"tw-service-desc\">OC dzia\u0142alno\u015bci, mienie firmowe, flota pojazd\u00f3w, ubezpieczenia pracownicze \u2014 kompleksowa obs\u0142uga.<\/p><\/div>\n <div class=\"tw-service\"><span class=\"tw-service-ico\">\u2708\ufe0f<\/span><div class=\"tw-service-name\">Ubezpieczenia turystyczne<\/div><p class=\"tw-service-desc\">NNW, koszty leczenia, baga\u017c i rezygnacja z podr\u00f3\u017cy dopasowane do ka\u017cdego celu na \u015bwiecie.<\/p><\/div>\n <div class=\"tw-service\"><span class=\"tw-service-ico\">\ud83c\udfe5<\/span><div class=\"tw-service-name\">Ubezpieczenia zdrowotne<\/div><p class=\"tw-service-desc\">Prywatna opieka medyczna i grupowe polisy zdrowotne. Szybki dost\u0119p do specjalist\u00f3w bez kolejek.<\/p><\/div>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"dlaczego\" class=\"tw-section bg-navy\">\n <div class=\"tw-inner\">\n <div style=\"text-align:center\">\n <div class=\"tw-lbl\">Dlaczego my<\/div>\n <h2 class=\"tw-h2\">Co wyr\u00f3\u017cnia nas<br>na rynku ubezpiecze\u0144?<\/h2>\n <p class=\"tw-sub\" style=\"margin:0 auto\">Podejmuj\u0105c wsp\u00f3\u0142prac\u0119 z nami, zyskujesz wsparcie w najwa\u017cniejszych momentach swojego \u017cycia.<\/p>\n <\/div>\n <div class=\"tw-why-grid\">\n <div class=\"tw-why-item\"><div class=\"tw-why-n\">01<\/div><div><h3>Ponad 29 lat do\u015bwiadczenia<\/h3><p>Na rynku dzia\u0142amy od 1997 roku. G\u0142\u0119boka wiedza, sprawdzone relacje z ubezpieczycielami i pewno\u015b\u0107 w dzia\u0142aniu.<\/p><\/div><\/div>\n <div class=\"tw-why-item\"><div class=\"tw-why-n\">02<\/div><div><h3>Niezale\u017cno\u015b\u0107 i obiektywizm<\/h3><p>Jako po\u015brednik wsp\u00f3\u0142pracujemy z wiod\u0105cymi firmami. Zawsze rekomendujemy rozwi\u0105zanie najlepsze dla Ciebie.<\/p><\/div><\/div>\n <div class=\"tw-why-item\"><div class=\"tw-why-n\">03<\/div><div><h3>Indywidualne podej\u015bcie<\/h3><p>Analizujemy Twoje potrzeby i sytuacj\u0119, by zaproponowa\u0107 program ubezpieczeniowy skrojony na miar\u0119.<\/p><\/div><\/div>\n <div class=\"tw-why-item\"><div class=\"tw-why-n\">04<\/div><div><h3>Pomoc przy odszkodowaniach<\/h3><p>Nasze wsparcie nie ko\u0144czy si\u0119 na podpisaniu polisy. Jeste\u015bmy z Tob\u0105, gdy tego najbardziej potrzebujesz.<\/p><\/div><\/div>\n <div class=\"tw-why-item\"><div class=\"tw-why-n\">05<\/div><div><h3>Laur \u201eOr\u0142y Ubezpiecze\u0144\"<\/h3><p>Laureat presti\u017cowego plebiscytu przyznawanego najlepszym agentom ubezpieczeniowym w Polsce.<\/p><\/div><\/div>\n <div class=\"tw-why-item\"><div class=\"tw-why-n\">06<\/div><div><h3>Negocjowanie warunk\u00f3w<\/h3><p>Dzi\u0119ki d\u0142ugoletniej wsp\u00f3\u0142pracy negocjujemy dla Ciebie lepsze warunki i ni\u017csze sk\u0142adki.<\/p><\/div><\/div>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"oferta\" class=\"tw-section bg-white\">\n <div class=\"tw-inner\">\n <div style=\"text-align:center\">\n <div class=\"tw-lbl\">Oferta szczeg\u00f3\u0142owa<\/div>\n <h2 class=\"tw-h2\">Ubezpieczenia dopasowane<br>do Twoich potrzeb<\/h2>\n <p class=\"tw-sub\" style=\"margin:0 auto\">Oferujemy ubezpieczenia wiod\u0105cych firm ubezpieczeniowych w Polsce. Por\u00f3wnujemy i wybieramy najlepsze opcje.<\/p>\n <\/div>\n <div class=\"tw-offer-grid\">\n <div class=\"tw-offer-card\"><div class=\"p-ico\">\ud83d\ude97<\/div><span class=\"p-tag\">Komunikacyjne<\/span><h4>OC \/ AC \/ NNW<\/h4><p>Obowi\u0105zkowe i dobrowolne ubezpieczenia pojazdu. Ochrona na wypadek szk\u00f3d i uszkodze\u0144 w\u0142asnego auta.<\/p><\/div>\n <div class=\"tw-offer-card\"><div class=\"p-ico\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67<\/div><span class=\"p-tag\">\u017byciowe<\/span><h4>Polisy na \u017cycie<\/h4><p>Ochrona na wypadek \u015bmierci, niezdolno\u015bci do pracy lub powa\u017cnej choroby. Zabezpieczenie dla Twoich bliskich.<\/p><\/div>\n <div class=\"tw-offer-card\"><div class=\"p-ico\">\ud83c\udfe0<\/div><span class=\"p-tag\">Maj\u0105tkowe<\/span><h4>Dom i mieszkanie<\/h4><p>Ochrona mienia od ognia, zalania, kradzie\u017cy. Ubezpieczenie OC w \u017cyciu prywatnym.<\/p><\/div>\n <div class=\"tw-offer-card\"><div class=\"p-ico\">\ud83d\udc65<\/div><span class=\"p-tag\">Grupowe<\/span><h4>Ubezpieczenia grupowe<\/h4><p>Polisy grupowe dla pracownik\u00f3w firm, szk\u00f3\u0142 i instytucji. Atrakcyjne stawki dla ca\u0142ego zespo\u0142u.<\/p><\/div>\n <div class=\"tw-offer-card\"><div class=\"p-ico\">\u2708\ufe0f<\/div><span class=\"p-tag\">Turystyczne<\/span><h4>Podr\u00f3\u017ce zagraniczne<\/h4><p>Koszty leczenia, NNW, rezygnacja z podr\u00f3\u017cy, assistance i ochrona baga\u017cu.<\/p><\/div>\n <div class=\"tw-offer-card\"><div class=\"p-ico\">\ud83c\udfed<\/div><span class=\"p-tag\">Firmowe<\/span><h4>Ubezpieczenia firmowe<\/h4><p>OC dzia\u0142alno\u015bci, mienie, flota pojazd\u00f3w, ubezpieczenia pracownicze \u2014 kompleksowa ochrona biznesu.<\/p><\/div>\n <\/div>\n <div style=\"text-align:center;margin-top:36px\"><a href=\"#kontakt\" class=\"btn-gold\">Zapytaj o wycen\u0119<\/a><\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"kontakt\" class=\"tw-section bg-cream\">\n <div class=\"tw-inner\">\n <div style=\"text-align:center\">\n <div class=\"tw-lbl\">Kontakt<\/div>\n <h2 class=\"tw-h2\">Skontaktuj si\u0119 z nami<\/h2>\n <p class=\"tw-sub\" style=\"margin:0 auto\">Jeste\u015bmy do Twojej dyspozycji od poniedzia\u0142ku do pi\u0105tku. Zawsze ch\u0119tnie pomo\u017cemy \u2014 niezale\u017cnie od pytania.<\/p>\n <\/div>\n <div class=\"tw-contact-grid\">\n <div>\n <div class=\"tw-contact-items\">\n <div class=\"tw-contact-item\">\n <div class=\"tw-contact-ico\">\ud83d\udccd<\/div>\n <div><div class=\"tw-contact-lbl\">Adres<\/div><div class=\"tw-contact-val\">ul. Jana Kochanowskiego 8<br>39-400 Tarnobrzeg<\/div><\/div>\n <\/div>\n <div class=\"tw-contact-item\">\n <div class=\"tw-contact-ico\">\ud83d\udcde<\/div>\n <div><div class=\"tw-contact-lbl\">Telefon<\/div><div class=\"tw-contact-val\"><a href=\"tel:+48158232603\">(15) 823 26 03<\/a><br><a href=\"tel:+48660313007\">660 313 007<\/a><\/div><\/div>\n <\/div>\n <div class=\"tw-contact-item\">\n <div class=\"tw-contact-ico\">\u2709\ufe0f<\/div>\n <div><div class=\"tw-contact-lbl\">E-mail<\/div><div class=\"tw-contact-val\"><a href=\"mailto:ubezpieczenia.wdowiak@op.pl\">ubezpieczenia.wdowiak@op.pl<\/a><\/div><\/div>\n <\/div>\n <\/div>\n <div class=\"tw-hours\">\n <h4>\ud83d\udd50 Godziny otwarcia<\/h4>\n <div class=\"tw-hours-row\"><span>Poniedzia\u0142ek \u2013 Pi\u0105tek<\/span><span>08:00 \u2013 16:00<\/span><\/div>\n <div class=\"tw-hours-row\"><span>Sobota \u2013 Niedziela<\/span><span style=\"color:rgba(255,255,255,0.35)\">Nieczynne<\/span><\/div>\n <\/div>\n <div class=\"tw-map\">\n <iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d2491.847!2d21.6644!3d50.5700!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x47189b1234567890%3A0x0!2sul.%20Jana%20Kochanowskiego%208%2C%2039-400%20Tarnobrzeg!5e0!3m2!1spl!2spl!4v1714000000000!5m2!1spl!2spl&q=ul.+Jana+Kochanowskiego+8,+39-400+Tarnobrzeg\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\" title=\"Lokalizacja biura\"><\/iframe>\n <\/div>\n <\/div>\n <div class=\"tw-form\">\n <h3>Napisz do nas<\/h3>\n <form id=\"contactForm\" action=\"https:\/\/api.web3forms.com\/submit\" method=\"POST\">\n <input type=\"hidden\" name=\"access_key\" value=\"0de1509b-3179-42ce-9634-6e515a7bf6be\" \/>\n <input type=\"hidden\" name=\"subject\" value=\"Nowe zapytanie ze strony \u2014 Po\u015brednictwo Ubezpieczeniowe Teresa Wdowiak\" \/>\n <input type=\"hidden\" name=\"from_name\" value=\"Strona Teresa Wdowiak\" \/>\n <input type=\"hidden\" name=\"redirect\" value=\"false\" \/>\n <div class=\"tw-form-row\">\n <div class=\"tw-form-group\"><label>Imi\u0119 i nazwisko<\/label><input type=\"text\" name=\"imie_nazwisko\" placeholder=\"Jan Kowalski\" required \/><\/div>\n <div class=\"tw-form-group\"><label>Telefon<\/label><input type=\"tel\" name=\"telefon\" placeholder=\"+48 000 000 000\" \/><\/div>\n <\/div>\n <div class=\"tw-form-group\"><label>Adres e-mail<\/label><input type=\"email\" name=\"email\" placeholder=\"jan@example.com\" required \/><\/div>\n <div class=\"tw-form-group\">\n <label>Rodzaj ubezpieczenia<\/label>\n <select name=\"rodzaj_ubezpieczenia\">\n <option value=\"\">-- Wybierz kategori\u0119 --<\/option>\n <option>Ubezpieczenie komunikacyjne (OC\/AC)<\/option>\n <option>Ubezpieczenie na \u017cycie<\/option>\n <option>Ubezpieczenie maj\u0105tkowe (dom\/mieszkanie)<\/option>\n <option>Ubezpieczenie firmowe<\/option>\n <option>Ubezpieczenie turystyczne<\/option>\n <option>Ubezpieczenie zdrowotne<\/option>\n <option>Inne<\/option>\n <\/select>\n <\/div>\n <div class=\"tw-form-group\"><label>Wiadomo\u015b\u0107<\/label><textarea name=\"wiadomosc\" placeholder=\"Opisz czego szukasz lub o co chcesz zapyta\u0107...\"><\/textarea><\/div>\n <button type=\"submit\" class=\"tw-form-submit\" id=\"submitBtn\">Wy\u015blij zapytanie \u2192<\/button>\n <div id=\"formMsg\" style=\"display:none;margin-top:12px;padding:12px;border-radius:8px;font-size:0.85rem;text-align:center\"><\/div>\n <p style=\"margin-top:10px;font-size:0.72rem;color:var(--gray);text-align:center\">Odpowiadamy najcz\u0119\u015bciej w ci\u0105gu 24 godzin roboczych.<\/p>\n <\/form>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n \n <footer class=\"tw-footer\">\n <div class=\"tw-footer-inner\">\n <div class=\"tw-footer-brand\">\n <a href=\"#\" class=\"tw-logo\">\n <div class=\"tw-logo-icon\">\n <div class=\"tw-monogram tw-monogram--footer\">\n <span class=\"tw-mono-tw\">TW<\/span>\n <\/div>\n <\/div>\n <div class=\"tw-logo-name\" style=\"color:white\">Teresa Wdowiak<small style=\"color:var(--gold-l)\">Po\u015brednictwo Ubezpieczeniowe<\/small><\/div>\n <\/a>\n <p>Zaufany po\u015brednik ubezpieczeniowy w Tarnobrzegu. Dzia\u0142amy od 1997 roku, pomagaj\u0105c chroni\u0107 to, co najwa\u017cniejsze.<\/p>\n <\/div>\n <div class=\"tw-footer-col\">\n <h4>Nawigacja<\/h4>\n <ul>\n <li><a href=\"#o-nas\">O nas<\/a><\/li>\n <li><a href=\"#uslugi\">Us\u0142ugi<\/a><\/li>\n <li><a href=\"#oferta\">Oferta<\/a><\/li>\n <li><a href=\"#dlaczego\">Dlaczego my<\/a><\/li>\n <li><a href=\"#kontakt\">Kontakt<\/a><\/li>\n <\/ul>\n <\/div>\n <div class=\"tw-footer-col\">\n <h4>Ubezpieczenia<\/h4>\n <ul>\n <li><a href=\"#uslugi\">Komunikacyjne OC\/AC<\/a><\/li>\n <li><a href=\"#uslugi\">Na \u017cycie<\/a><\/li>\n <li><a href=\"#uslugi\">Maj\u0105tkowe<\/a><\/li>\n <li><a href=\"#uslugi\">Firmowe<\/a><\/li>\n <li><a href=\"#uslugi\">Turystyczne<\/a><\/li>\n <li><a href=\"#uslugi\">Zdrowotne<\/a><\/li>\n <\/ul>\n <\/div>\n <div class=\"tw-footer-col\">\n <h4>Dane firmy<\/h4>\n <ul>\n <li><a href=\"#\">NIP: 867-108-43-30<\/a><\/li>\n <li><a href=\"#\">REGON: 830337665<\/a><\/li>\n <li><a href=\"mailto:ubezpieczenia.wdowiak@op.pl\">ubezpieczenia.wdowiak@op.pl<\/a><\/li>\n <li><a href=\"tel:+48158232603\">(15) 823 26 03<\/a><br><a href=\"tel:+48660313007\">660 313 007<\/a><\/li>\n <\/ul>\n <\/div>\n <\/div>\n <div class=\"tw-footer-bottom\">\n <div>\u00a9 2026 Po\u015brednictwo Ubezpieczeniowe Teresa Wdowiak. Wszelkie prawa zastrze\u017cone.<\/div>\n <div>Dzia\u0142amy od <span>1997<\/span> roku \u00b7 Tarnobrzeg, Podkarpackie<\/div>\n <\/div>\n <\/footer>\n\n<script>\n (function() {\n var nav = document.querySelector('.tw-nav');\n var burger = document.getElementById('twBurger');\n var mobileNav = document.getElementById('twMobileNav');\n\n \/\/ Scroll shrink\n window.addEventListener('scroll', function() {\n if (window.scrollY > 40) nav.classList.add('scrolled');\n else nav.classList.remove('scrolled');\n }, { passive: true });\n\n \/\/ Burger toggle\n if (burger && mobileNav) {\n burger.addEventListener('click', function() {\n burger.classList.toggle('open');\n mobileNav.classList.toggle('open');\n });\n }\n })();\n\n function closeMobileNav() {\n var burger = document.getElementById('twBurger');\n var mobileNav = document.getElementById('twMobileNav');\n if (burger) burger.classList.remove('open');\n if (mobileNav) mobileNav.classList.remove('open');\n }\n\n \/\/ Web3Forms AJAX submit\n var form = document.getElementById('contactForm');\n if (form) {\n form.addEventListener('submit', function(e) {\n e.preventDefault();\n var btn = document.getElementById('submitBtn');\n var msg = document.getElementById('formMsg');\n btn.textContent = 'Wysy\u0142anie...';\n btn.disabled = true;\n fetch('https:\/\/api.web3forms.com\/submit', {\n method: 'POST',\n body: new FormData(form)\n })\n .then(function(r) { return r.json(); })\n .then(function(data) {\n if (data.success) {\n msg.style.display = 'block';\n msg.style.background = '#f0fdf4';\n msg.style.color = '#166534';\n msg.style.border = '1px solid #bbf7d0';\n msg.textContent = '\u2713 Wiadomo\u015b\u0107 wys\u0142ana! Skontaktujemy si\u0119 wkr\u00f3tce.';\n form.reset();\n } else {\n throw new Error('b\u0142\u0105d');\n }\n })\n .catch(function() {\n msg.style.display = 'block';\n msg.style.background = '#fef2f2';\n msg.style.color = '#991b1b';\n msg.style.border = '1px solid #fecaca';\n msg.textContent = '\u2717 Co\u015b posz\u0142o nie tak. Prosz\u0119 zadzwoni\u0107 lub napisa\u0107 bezpo\u015brednio na e-mail.';\n })\n .finally(function() {\n btn.textContent = 'Wy\u015blij zapytanie \u2192';\n btn.disabled = false;\n });\n });\n }\n<\/script>\n\n<\/div>\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Po\u015brednictwo Ubezpieczeniowe Teresa Wdowiak | Tarnobrzeg TW Teresa WdowiakPo\u015brednictwo Ubezpieczeniowe O nas Us\u0142ugi Oferta Dlaczego my Kontakt O nas Us\u0142ugi Oferta Dlaczego my Kontakt ★ Laureat plebiscytu Or\u0142y Ubezpiecze\u0144 \u00b7 Dzia\u0142amy od 1997 roku \u00b7 Ponad 29 lat zaufania ★ ★ Or\u0142y Ubezpiecze\u0144 \u00b7 29 lat na rynku ★ Kiedy bezpiecze\u0144stwo jest najwa\u017cniejsze Profesjonalneubezpieczeniadla Ciebie […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-22","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=\/wp\/v2\/pages\/22","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22"}],"version-history":[{"count":36,"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=\/wp\/v2\/pages\/22\/revisions"}],"predecessor-version":[{"id":59,"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=\/wp\/v2\/pages\/22\/revisions\/59"}],"wp:attachment":[{"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

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\n\t\t\t\t\t\n\n\n \n \n Po\u015brednictwo Ubezpieczeniowe Teresa Wdowiak | Tarnobrzeg<\/title>\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Playfair+Display:ital,wght@0,400;0,600;0,700;1,400&family=Nunito+Sans:wght@300;400;600;700;800&display=swap\" rel=\"stylesheet\" \/>\n <style>\n \/* \u2500\u2500 RESET & VARS \u2500\u2500 *\/\n *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }\n :root {\n --navy: #2c4a7c;\n --gold: #b8933f;\n --gold-l: #d4af65;\n --gold-pale: #f5ede0;\n --bg: #faf7f3;\n --card: #ffffff;\n --gray: #7a7e8a;\n --border: rgba(184,147,63,0.15);\n --shadow: 0 2px 24px rgba(28,43,74,0.07);\n }\n html { scroll-behavior: smooth; }\n body {\n font-family: 'Nunito Sans', sans-serif;\n background: var(--bg);\n color: var(--navy);\n overflow-x: hidden;\n }\n\n \/* \u2500\u2500 ELEMENTOR FULL-WIDTH ESCAPE \u2500\u2500\n Wklej ca\u0142y blok do widgetu HTML w Elementorze.\n Sekcja Elementora powinna mie\u0107 padding=0, szeroko\u015b\u0107=pe\u0142na. *\/\n .tw-page {\n width: 100vw;\n margin-left: calc(50% - 50vw);\n overflow-x: hidden;\n background: linear-gradient(160deg, #fdfaf6 0%, #faf7f2 40%, #f7f2ec 100%);\n }\n\n \/* \u2500\u2500 NAV \u2500\u2500 *\/\n .tw-nav {\n position: fixed; top: 0; left: 0; right: 0; z-index: 200;\n width: 100%;\n background: rgba(253,250,246,0.95);\n backdrop-filter: blur(12px);\n -webkit-backdrop-filter: blur(12px);\n height: 68px;\n display: flex; align-items: center; justify-content: space-between;\n padding: 0 5%;\n border-bottom: 1px solid rgba(184,147,63,0.15);\n transition: height .35s ease, box-shadow .35s ease, background .35s ease;\n }\n .tw-nav.scrolled {\n height: 52px;\n box-shadow: 0 2px 24px rgba(28,43,74,0.08);\n background: rgba(253,250,246,0.98);\n }\n \/* push all content below fixed nav *\/\n .tw-ribbon { margin-top: 68px; }\n .tw-logo { display: flex; align-items: center; gap: 12px; text-decoration: none; }\n \/* \u2500\u2500 MONOGRAM CSS (zamiast SVG text - dzia\u0142a na ka\u017cdym telefonie) \u2500\u2500 *\/\n .tw-monogram {\n border-radius: 50%;\n display: flex; align-items: center; justify-content: center;\n font-family: Georgia, 'Times New Roman', serif;\n font-weight: 700; line-height: 1;\n flex-shrink: 0;\n user-select: none;\n }\n .tw-mono-tw { color: #e8d5b0; letter-spacing: -0.5px; }\n\n \/* Nav - 40x40 *\/\n .tw-monogram--nav {\n width: 40px; height: 40px; font-size: 13px;\n background: #2c4a7c;\n border: 1.5px solid #b8933f;\n box-shadow: 0 0 0 1px rgba(184,147,63,0.15) inset;\n letter-spacing: -0.5px;\n }\n\n \/* Hero animation - 72x72 *\/\n .tw-monogram--hero {\n width: 72px; height: 72px; font-size: 22px;\n background: #2c4a7c;\n border: 2px solid #b8933f;\n box-shadow: 0 0 0 1px rgba(184,147,63,0.15) inset;\n letter-spacing: -1px;\n }\n\n \/* About card - 72x72, transparent bg (dark card bg shows through) *\/\n .tw-monogram--about {\n width: 72px; height: 72px; font-size: 22px;\n background: rgba(255,255,255,0.08);\n border: 2px solid #b8933f;\n letter-spacing: -1px;\n }\n\n \/* Footer - same as nav but semi-transparent *\/\n .tw-monogram--footer {\n width: 40px; height: 40px; font-size: 13px;\n background: rgba(255,255,255,0.07);\n border: 1.5px solid #b8933f;\n letter-spacing: -0.5px;\n }\n\n \/* Mobile override - shrink nav monogram *\/\n @media (max-width: 600px) {\n .tw-monogram--nav { width: 34px; height: 34px; font-size: 11px; }\n }\n\n .tw-logo-icon {\n flex-shrink: 0;\n display: flex; align-items: center; justify-content: center;\n transition: transform .35s ease;\n }\n .tw-nav.scrolled .tw-logo-icon { transform: scale(0.88); }\n .tw-logo-name {\n font-family: 'Playfair Display', serif; font-size: 1rem;\n color: var(--navy); line-height: 1.2;\n transition: font-size .35s ease;\n }\n .tw-nav.scrolled .tw-logo-name { font-size: 0.92rem; }\n .tw-logo-name small { display: block; font-family: 'Nunito Sans', sans-serif; font-size: 0.68rem; color: var(--gold); font-weight: 400; letter-spacing: 0.06em; }\n .tw-nav-links { display: flex; gap: 32px; list-style: none; }\n .tw-nav-links a { color: var(--navy); text-decoration: none; font-size: 0.78rem; letter-spacing: 0.08em; text-transform: uppercase; font-weight: 700; transition: color .2s; opacity: 0.75; }\n .tw-nav-links a:hover { color: var(--gold); opacity: 1; }\n .tw-nav-cta {\n background: var(--navy); color: #fff !important;\n padding: 8px 20px; border-radius: 6px; opacity: 1 !important;\n transition: background .2s !important;\n }\n .tw-nav-cta:hover { background: var(--gold) !important; color: #fff !important; }\n .tw-burger { display: none; flex-direction: column; gap: 5px; cursor: pointer; }\n .tw-burger span { display: block; width: 24px; height: 2px; background: var(--navy); border-radius: 2px; }\n\n .tw-ribbon {\n background: var(--gold-pale); color: var(--navy);\n text-align: center; padding: 11px 16px;\n font-size: 0.75rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase;\n border-bottom: 1px solid rgba(184,147,63,0.2);\n }\n .tw-ribbon b { color: var(--gold); }\n .tw-ribbon-sep { margin: 0 10px; color: var(--gold); opacity: 0.5; }\n\n \/* \u2500\u2500 HERO \u2500\u2500 *\/\n .tw-hero {\n background: transparent;\n padding: 72px 5% 80px;\n position: relative; overflow: hidden;\n min-height: calc(100vh - 68px - 42px);\n display: flex; align-items: center;\n }\n .tw-hero::before {\n content: ''; position: absolute; top: -160px; right: -120px;\n width: 600px; height: 600px; border-radius: 50%;\n background: radial-gradient(circle, rgba(184,147,63,0.07) 0%, transparent 65%);\n pointer-events: none;\n }\n .tw-hero::after {\n content: ''; position: absolute; bottom: -100px; left: 5%;\n width: 420px; height: 420px; border-radius: 50%;\n background: radial-gradient(circle, rgba(184,147,63,0.05) 0%, transparent 65%);\n pointer-events: none;\n }\n .tw-hero-inner {\n max-width: 1100px; margin: 0 auto; width: 100%;\n display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center;\n position: relative; z-index: 1;\n }\n .tw-hero-badge {\n display: inline-flex; align-items: center; gap: 8px;\n background: var(--gold-pale); border: 1px solid rgba(184,147,63,0.3);\n color: var(--gold); font-size: 0.72rem; letter-spacing: 0.14em;\n text-transform: uppercase; padding: 6px 14px; border-radius: 20px;\n margin-bottom: 22px; animation: fadeUp .7s ease both;\n }\n .tw-hero-title {\n font-family: 'Playfair Display', serif;\n font-size: clamp(2rem, 3.8vw, 3.2rem);\n color: var(--navy); line-height: 1.2; margin-bottom: 18px;\n animation: fadeUp .7s .12s ease both;\n }\n .tw-hero-title em { color: var(--gold); font-style: italic; }\n .tw-hero-sub {\n color: var(--gray); font-size: 1rem; line-height: 1.75;\n font-weight: 400; margin-bottom: 34px;\n animation: fadeUp .7s .24s ease both;\n }\n .tw-hero-btns { display: flex; gap: 14px; flex-wrap: wrap; animation: fadeUp .7s .36s ease both; }\n .btn-gold {\n background: var(--navy); color: #fff; padding: 14px 32px; border-radius: 8px;\n text-decoration: none; font-weight: 700; font-size: 0.86rem; letter-spacing: 0.08em;\n text-transform: uppercase; transition: all .22s; display: inline-block;\n }\n .btn-gold:hover { background: var(--gold); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(184,147,63,0.25); }\n .btn-ghost {\n border: 1px solid rgba(28,43,74,0.25); color: var(--navy); padding: 14px 32px;\n border-radius: 8px; text-decoration: none; font-weight: 700; font-size: 0.86rem;\n letter-spacing: 0.08em; text-transform: uppercase; transition: all .22s; display: inline-block;\n }\n .btn-ghost:hover { border-color: var(--gold); color: var(--gold); }\n .tw-hero-stats {\n display: grid; grid-template-columns: repeat(3,1fr);\n border: 1px solid var(--border); margin-top: 52px; border-radius: 12px; overflow: hidden;\n animation: fadeUp .7s .48s ease both; box-shadow: var(--shadow);\n }\n .tw-stat { padding: 24px 16px; text-align: center; background: var(--card); }\n .tw-stat + .tw-stat { border-left: 1px solid var(--border); }\n .tw-stat-n { font-family: 'Playfair Display', serif; font-size: 2.2rem; color: var(--navy); display: block; line-height: 1; }\n .tw-stat-l { font-size: 0.68rem; color: var(--gray); letter-spacing: 0.1em; text-transform: uppercase; margin-top: 5px; }\n\n \/* \u2500\u2500 HERO VISUAL \u2500\u2500 *\/\n .tw-hero-visual { display: flex; align-items: center; justify-content: center; animation: fadeLeft .9s .2s ease both; }\n .hv { position: relative; width: 400px; height: 400px; }\n .hv-pulse {\n position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%);\n border-radius: 50%; border: 1px solid rgba(184,147,63,0.3);\n animation: hvPulse 3.2s ease-out infinite;\n }\n .hv-pulse:nth-child(2) { animation-delay: 1.07s; }\n .hv-pulse:nth-child(3) { animation-delay: 2.14s; }\n .hv-ring-out { position: absolute; inset: 0; border-radius: 50%; border: 1px dashed rgba(184,147,63,0.22); animation: hvSpin 30s linear infinite; }\n .hv-ring-out::before, .hv-ring-out::after { content: ''; position: absolute; width: 8px; height: 8px; background: var(--gold); border-radius: 50%; top: -4px; left: 50%; transform: translateX(-50%); }\n .hv-ring-out::after { top: auto; bottom: -4px; }\n .hv-ring-in { position: absolute; inset: 48px; border-radius: 50%; border: 1px solid rgba(184,147,63,0.12); animation: hvSpin 18s linear infinite reverse; }\n .hv-cards { position: absolute; inset: 0; animation: hvSpin 24s linear infinite; }\n .hv-card {\n position: absolute; width: 90px;\n background: var(--card); border: 1px solid var(--border);\n border-radius: 8px; padding: 10px 6px; text-align: center;\n box-shadow: 0 2px 12px rgba(28,43,74,0.08);\n animation: hvSpin 24s linear infinite reverse;\n }\n .hv-card-ico { font-size: 17px; display: block; margin-bottom: 4px; }\n .hv-card-lbl { font-size: 0.58rem; letter-spacing: 0.07em; text-transform: uppercase; color: var(--navy); font-weight: 700; line-height: 1.3; }\n .hv-card:nth-child(1) { top: calc(50% - 45px - 162px); left: calc(50% - 45px); }\n .hv-card:nth-child(2) { top: calc(50% - 45px - 81px); left: calc(50% - 45px + 140px); }\n .hv-card:nth-child(3) { top: calc(50% - 45px + 81px); left: calc(50% - 45px + 140px); }\n .hv-card:nth-child(4) { top: calc(50% - 45px + 162px); left: calc(50% - 45px); }\n .hv-card:nth-child(5) { top: calc(50% - 45px + 81px); left: calc(50% - 45px - 140px); }\n .hv-card:nth-child(6) { top: calc(50% - 45px - 81px); left: calc(50% - 45px - 140px); }\n .hv-center {\n position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%);\n width: 150px; height: 150px;\n display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 7px;\n }\n .hv-center-bg { display: none; }\n .hv-center { position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%); width: 150px; height: 150px; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 7px; }\n .hv-shield { position: relative; z-index: 1; }\n .hv-lbl { position: relative; z-index: 1; font-size: 0.5rem; letter-spacing: 0.2em; text-transform: uppercase; color: rgba(184,147,63,0.65); font-weight: 700; }\n .hv-year { display: none; }\n\n @keyframes hvSpin { to { transform: rotate(360deg); } }\n @keyframes hvPulse { 0% { width:150px;height:150px;opacity:.65; } 100% { width:310px;height:310px;opacity:0; } }\n @keyframes fadeUp { from { opacity:0; transform:translateY(28px); } to { opacity:1; transform:none; } }\n @keyframes fadeLeft{ from { opacity:0; transform:translateX(36px); } to { opacity:1; transform:none; } }\n\n \/* \u2500\u2500 DIVIDER \u2500\u2500 *\/\n .tw-divider { height: 3px; background: linear-gradient(90deg,transparent,var(--gold),transparent); }\n\n \/* \u2500\u2500 SECTION BASE \u2500\u2500 *\/\n .tw-section { padding: 88px 5%; }\n .tw-inner { max-width: 1100px; margin: 0 auto; }\n .tw-lbl {\n display: inline-flex; align-items: center; gap: 10px;\n color: var(--gold); font-size: 0.68rem; letter-spacing: 0.2em; text-transform: uppercase; font-weight: 700; margin-bottom: 14px;\n }\n .tw-lbl::before, .tw-lbl::after { content: ''; display: block; height: 1px; width: 28px; background: var(--gold); }\n .tw-h2 { font-family: 'Playfair Display', serif; font-size: clamp(1.7rem, 2.8vw, 2.6rem); line-height: 1.22; margin-bottom: 14px; }\n .tw-sub { color: var(--gray); font-size: 0.97rem; line-height: 1.72; max-width: 580px; font-weight: 400; }\n\n \/* \u2500\u2500 O NAS \u2500\u2500 *\/\n .bg-white { background: transparent; }\n .tw-about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; margin-top: 52px; }\n .tw-about-card { background: var(--navy); border-radius: 12px; padding: 52px 36px; text-align: center; color: white; position: relative; box-shadow: 0 8px 48px rgba(28,43,74,0.18); }\n .tw-about-card-icon { display: flex; justify-content: center; margin-bottom: 16px; }\n .tw-about-card-name { font-family: 'Playfair Display', serif; font-size: 1.5rem; margin-bottom: 5px; }\n .tw-about-card-title { color: var(--gold-l); font-size: 0.82rem; letter-spacing: 0.07em; }\n .tw-about-card-note { margin-top: 20px; padding-top: 18px; border-top: 1px solid rgba(255,255,255,0.1); font-size: 0.8rem; color: rgba(255,255,255,0.5); }\n .tw-about-badge { position: absolute; bottom: -18px; right: -18px; background: var(--gold); color: white; padding: 18px 22px; font-family: 'Playfair Display', serif; font-size: 1.3rem; font-weight: 700; line-height: 1.1; text-align: center; border-radius: 8px; box-shadow: 0 4px 16px rgba(184,147,63,0.35); }\n .tw-about-badge small { font-size: 0.6rem; display: block; font-family: 'Nunito Sans', sans-serif; font-weight: 400; letter-spacing: 0.1em; text-transform: uppercase; margin-top: 3px; }\n .tw-about-text p { color: var(--gray); line-height: 1.8; margin-bottom: 16px; font-weight: 400; }\n .tw-about-text p strong { color: var(--navy); font-weight: 700; }\n .tw-features { margin-top: 28px; display: flex; flex-direction: column; gap: 14px; }\n .tw-feature { display: flex; align-items: flex-start; gap: 13px; }\n .tw-feature-ico { width: 34px; height: 34px; min-width: 34px; border-radius: 50%; background: var(--gold-pale); border: 1px solid rgba(184,147,63,0.25); display: flex; align-items: center; justify-content: center; font-size: 15px; }\n .tw-feature-txt strong { display: block; font-size: 0.88rem; color: var(--navy); margin-bottom: 2px; }\n .tw-feature-txt span { font-size: 0.8rem; color: var(--gray); }\n\n \/* \u2500\u2500 US\u0141UGI \u2500\u2500 *\/\n .bg-cream { background: transparent; }\n .tw-services-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 22px; margin-top: 52px; }\n .tw-service { background: var(--card); border: 1px solid var(--border); border-radius: 12px; padding: 32px 26px; transition: all .28s; position: relative; overflow: hidden; box-shadow: var(--shadow); }\n .tw-service::after { content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 2px; background: linear-gradient(90deg, var(--gold), var(--gold-l)); transform: scaleX(0); transition: transform .28s; }\n .tw-service:hover { transform: translateY(-4px); box-shadow: 0 12px 40px rgba(28,43,74,0.12); }\n .tw-service:hover::after { transform: scaleX(1); }\n .tw-service-ico { font-size: 32px; margin-bottom: 16px; display: block; }\n .tw-service-name { font-family: 'Playfair Display', serif; font-size: 1.1rem; margin-bottom: 10px; color: var(--navy); }\n .tw-service-desc { color: var(--gray); font-size: 0.86rem; line-height: 1.7; font-weight: 400; }\n\n \/* \u2500\u2500 DLACZEGO MY \u2500\u2500 *\/\n .bg-navy { background: transparent; }\n .bg-navy .tw-lbl { color: var(--gold); }\n .bg-navy .tw-lbl::before, .bg-navy .tw-lbl::after { background: var(--gold); }\n .bg-navy .tw-h2 { color: var(--navy); }\n .bg-navy .tw-sub { color: var(--gray); }\n .tw-why-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 16px; margin-top: 52px; }\n .tw-why-item { background: var(--card); padding: 32px 28px; border-radius: 12px; border: 1px solid var(--border); display: flex; gap: 18px; align-items: flex-start; transition: box-shadow .22s; box-shadow: var(--shadow); }\n .tw-why-item:hover { box-shadow: 0 8px 32px rgba(28,43,74,0.11); }\n .tw-why-n { font-family: 'Playfair Display', serif; font-size: 2.4rem; color: var(--gold-pale); -webkit-text-stroke: 1px rgba(184,147,63,0.3); line-height: 1; min-width: 48px; }\n .tw-why-item h3 { color: var(--navy); font-size: 0.97rem; margin-bottom: 7px; font-weight: 700; }\n .tw-why-item p { color: var(--gray); font-size: 0.84rem; line-height: 1.7; font-weight: 400; }\n\n \/* \u2500\u2500 OFERTA \u2500\u2500 *\/\n .tw-offer-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; margin-top: 44px; }\n .tw-offer-card { background: var(--card); border: 1px solid var(--border); border-radius: 12px; padding: 26px 22px; display: flex; flex-direction: column; gap: 9px; transition: box-shadow .22s; box-shadow: var(--shadow); }\n .tw-offer-card:hover { box-shadow: 0 8px 28px rgba(28,43,74,0.1); }\n .tw-offer-card .p-ico { font-size: 28px; }\n .tw-offer-card .p-tag { display: inline-block; background: var(--gold-pale); color: var(--gold); font-size: 0.67rem; padding: 3px 10px; border-radius: 20px; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; align-self: flex-start; }\n .tw-offer-card h4 { font-family: 'Playfair Display', serif; font-size: 0.97rem; color: var(--navy); }\n .tw-offer-card p { font-size: 0.8rem; color: var(--gray); line-height: 1.6; font-weight: 400; }\n\n \/* \u2500\u2500 KONTAKT \u2500\u2500 *\/\n .tw-contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 52px; margin-top: 52px; align-items: start; }\n .tw-contact-items { display: flex; flex-direction: column; gap: 22px; }\n .tw-contact-item { display: flex; gap: 16px; align-items: flex-start; }\n .tw-contact-ico { width: 48px; height: 48px; min-width: 48px; border-radius: 50%; background: var(--gold-pale); border: 1px solid rgba(184,147,63,0.25); display: flex; align-items: center; justify-content: center; font-size: 19px; }\n .tw-contact-lbl { font-size: 0.68rem; color: var(--gray); letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 3px; }\n .tw-contact-val { font-size: 0.97rem; color: var(--navy); font-weight: 700; }\n .tw-contact-val a { color: var(--navy); text-decoration: none; }\n .tw-contact-val a:hover { color: var(--gold); }\n .tw-hours { background: var(--navy); border-radius: 12px; padding: 26px 30px; color: white; margin-top: 28px; box-shadow: 0 8px 32px rgba(28,43,74,0.15); }\n .tw-hours h4 { color: var(--gold-l); font-family: 'Playfair Display', serif; font-size: 1.05rem; margin-bottom: 14px; }\n .tw-hours-row { display: flex; justify-content: space-between; padding: 7px 0; border-bottom: 1px solid rgba(255,255,255,0.07); font-size: 0.86rem; }\n .tw-hours-row:last-child { border-bottom: none; }\n .tw-hours-row span:first-child { color: rgba(255,255,255,0.56); }\n .tw-hours-row span:last-child { color: white; font-weight: 700; }\n .tw-map { margin-top: 22px; border-radius: 12px; overflow: hidden; border: 1px solid var(--border); box-shadow: var(--shadow); }\n .tw-map iframe { display: block; width: 100%; height: 240px; border: 0; }\n .tw-form { background: var(--card); border-radius: 12px; padding: 38px; border: 1px solid var(--border); box-shadow: var(--shadow); }\n .tw-form h3 { font-family: 'Playfair Display', serif; font-size: 1.35rem; margin-bottom: 22px; }\n .tw-form-group { margin-bottom: 18px; }\n .tw-form-group label { display: block; font-size: 0.74rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--navy); margin-bottom: 7px; }\n .tw-form-group input, .tw-form-group textarea, .tw-form-group select { width: 100%; padding: 12px 15px; border: 1px solid rgba(184,147,63,0.2); border-radius: 8px; font-family: 'Nunito Sans', sans-serif; font-size: 0.88rem; color: var(--navy); background: var(--bg); outline: none; transition: border-color .18s; }\n .tw-form-group input:focus, .tw-form-group textarea:focus, .tw-form-group select:focus { border-color: var(--gold); }\n .tw-form-group textarea { resize: vertical; min-height: 105px; }\n .tw-form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }\n .tw-form-submit { width: 100%; background: var(--navy); color: #fff; border: none; padding: 15px; font-family: 'Nunito Sans', sans-serif; font-size: 0.87rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; cursor: pointer; border-radius: 8px; transition: background .22s; }\n .tw-form-submit:hover { background: var(--gold); }\n\n \/* \u2500\u2500 FOOTER \u2500\u2500 *\/\n .tw-footer { background: var(--navy); color: rgba(255,255,255,0.48); padding: 56px 5% 32px; }\n .tw-footer-inner { max-width: 1100px; margin: 0 auto; display: flex; justify-content: space-between; align-items: flex-start; gap: 36px; flex-wrap: wrap; padding-bottom: 32px; border-bottom: 1px solid rgba(255,255,255,0.07); }\n .tw-footer-brand p { margin-top: 11px; font-size: 0.8rem; max-width: 260px; line-height: 1.6; }\n .tw-footer-col h4 { color: white; font-size: 0.74rem; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 14px; }\n .tw-footer-col ul { list-style: none; }\n .tw-footer-col ul li { margin-bottom: 7px; }\n .tw-footer-col ul li a { color: rgba(255,255,255,0.48); text-decoration: none; font-size: 0.82rem; transition: color .18s; }\n .tw-footer-col ul li a:hover { color: var(--gold-l); }\n .tw-footer-bottom { max-width: 1100px; margin: 24px auto 0; display: flex; justify-content: space-between; align-items: center; font-size: 0.74rem; flex-wrap: wrap; gap: 8px; }\n .tw-footer-bottom span { color: var(--gold-l); }\n\n \/* \u2500\u2500 PARTNERS CAROUSEL \u2500\u2500 *\/\n .tw-partners {\n padding: 48px 0;\n overflow: hidden;\n border-top: 1px solid rgba(184,147,63,0.12);\n border-bottom: 1px solid rgba(184,147,63,0.12);\n }\n .tw-partners-label {\n text-align: center;\n font-size: 0.68rem; letter-spacing: 0.22em; text-transform: uppercase;\n color: var(--gray); font-weight: 700; margin-bottom: 32px;\n }\n .tw-partners-track-wrap {\n overflow: hidden;\n mask-image: linear-gradient(90deg, transparent 0%, black 12%, black 88%, transparent 100%);\n -webkit-mask-image: linear-gradient(90deg, transparent 0%, black 12%, black 88%, transparent 100%);\n }\n .tw-partners-track {\n display: flex;\n gap: 0;\n width: max-content;\n animation: partnerScroll 38s linear infinite;\n }\n .tw-partners-track:hover { animation-play-state: paused; }\n .tw-partner-item {\n display: flex; align-items: center;\n padding: 0 28px;\n white-space: nowrap;\n position: relative;\n }\n .tw-partner-item::after {\n content: '\u00b7';\n position: absolute; right: -2px;\n color: rgba(184,147,63,0.4);\n font-size: 1.2rem;\n }\n .tw-partner-name {\n font-family: 'Playfair Display', serif;\n font-size: 1.05rem;\n font-weight: 600;\n color: var(--navy);\n opacity: 0.55;\n letter-spacing: 0.03em;\n transition: opacity .25s;\n }\n .tw-partner-item:hover .tw-partner-name { opacity: 1; }\n @keyframes partnerScroll {\n 0% { transform: translateX(0); }\n 100% { transform: translateX(-50%); }\n }\n\n \/* \u2500\u2500 RIBBON mobile variants \u2500\u2500 *\/\n .tw-ribbon-short { display: none; }\n .tw-ribbon-full { display: inline; }\n\n \/* \u2500\u2500 MOBILE NAV DRAWER \u2500\u2500 *\/\n .tw-mobile-nav {\n display: none;\n position: fixed; top: 68px; left: 0; right: 0; z-index: 199;\n background: rgba(253,250,246,0.98);\n backdrop-filter: blur(12px);\n border-bottom: 1px solid rgba(184,147,63,0.15);\n padding: 16px 5% 20px;\n flex-direction: column; gap: 0;\n box-shadow: 0 8px 24px rgba(28,43,74,0.08);\n }\n .tw-mobile-nav.open { display: flex; }\n .tw-mobile-nav a {\n color: var(--navy); text-decoration: none;\n font-size: 0.88rem; font-weight: 700; letter-spacing: 0.08em;\n text-transform: uppercase; padding: 13px 0;\n border-bottom: 1px solid rgba(184,147,63,0.1);\n transition: color .2s;\n }\n .tw-mobile-nav a:last-child { border-bottom: none; }\n .tw-mobile-nav a:hover { color: var(--gold); }\n .tw-mobile-nav .mob-cta {\n margin-top: 10px; text-align: center;\n background: var(--navy); color: #fff !important;\n padding: 13px; border-radius: 8px; border-bottom: none;\n }\n .tw-mobile-nav .mob-cta:hover { background: var(--gold) !important; }\n\n \/* Burger animation *\/\n .tw-burger span { transition: transform .25s ease, opacity .25s ease; }\n .tw-burger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }\n .tw-burger.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }\n .tw-burger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }\n\n @media (max-width: 920px) {\n .tw-hero-inner { grid-template-columns: 1fr; }\n .tw-hero-visual { display: none; }\n .tw-about-grid { grid-template-columns: 1fr; }\n .tw-services-grid { grid-template-columns: 1fr 1fr; }\n .tw-why-grid { grid-template-columns: 1fr; }\n .tw-contact-grid { grid-template-columns: 1fr; }\n .tw-offer-grid { grid-template-columns: 1fr 1fr; }\n .tw-nav-links { display: none; }\n .tw-burger { display: flex; }\n }\n @media (max-width: 600px) {\n .tw-services-grid, .tw-offer-grid { grid-template-columns: 1fr; }\n .tw-form-row { grid-template-columns: 1fr; }\n\n \/* Ribbon \u2014 poka\u017c skr\u00f3con\u0105 wersj\u0119 *\/\n .tw-ribbon-full { display: none; }\n .tw-ribbon-short { display: inline; }\n\n \/* Logo *\/\n .tw-logo-name { font-size: 0.86rem; }\n .tw-logo-name small { display: none; }\n\n \/* Mobile nav uwzglednia zmniejszona wysokosc *\/\n .tw-mobile-nav { top: 52px; }\n .tw-nav.scrolled ~ .tw-mobile-nav { top: 52px; }\n\n \/* Hero stats \u2014 pionowo *\/\n .tw-hero-stats { grid-template-columns: 1fr; border-radius: 10px; }\n .tw-stat { padding: 14px 20px; text-align: left; display: flex; align-items: center; gap: 14px; }\n .tw-stat + .tw-stat { border-left: none; border-top: 1px solid var(--border); }\n .tw-stat-n { font-size: 1.6rem; display: inline; }\n .tw-stat-l { font-size: 0.66rem; margin-top: 0; }\n\n \/* Hero *\/\n .tw-hero { padding: 48px 5% 56px; }\n .tw-hero-btns { flex-direction: column; }\n .btn-gold, .btn-ghost { text-align: center; }\n\n \/* Sekcje *\/\n .tw-section { padding: 56px 5%; }\n .tw-nav { padding: 0 4%; }\n }\n <\/style>\n<\/head>\n<body>\n<div class=\"tw-page\">\n\n \n <nav class=\"tw-nav\">\n <a href=\"#\" class=\"tw-logo\">\n <div class=\"tw-logo-icon\">\n <div class=\"tw-monogram tw-monogram--nav\">\n <span class=\"tw-mono-tw\">TW<\/span>\n <\/div>\n <\/div>\n <div class=\"tw-logo-name\">Teresa Wdowiak<small>Po\u015brednictwo Ubezpieczeniowe<\/small><\/div>\n <\/a>\n <ul class=\"tw-nav-links\">\n <li><a href=\"#o-nas\">O nas<\/a><\/li>\n <li><a href=\"#uslugi\">Us\u0142ugi<\/a><\/li>\n <li><a href=\"#oferta\">Oferta<\/a><\/li>\n <li><a href=\"#dlaczego\">Dlaczego my<\/a><\/li>\n <li><a href=\"#kontakt\" class=\"tw-nav-cta\">Kontakt<\/a><\/li>\n <\/ul>\n <div class=\"tw-burger\" id=\"twBurger\"><span><\/span><span><\/span><span><\/span><\/div>\n <\/nav>\n\n \n <div class=\"tw-mobile-nav\" id=\"twMobileNav\">\n <a href=\"#o-nas\" onclick=\"closeMobileNav()\">O nas<\/a>\n <a href=\"#uslugi\" onclick=\"closeMobileNav()\">Us\u0142ugi<\/a>\n <a href=\"#oferta\" onclick=\"closeMobileNav()\">Oferta<\/a>\n <a href=\"#dlaczego\" onclick=\"closeMobileNav()\">Dlaczego my<\/a>\n <a href=\"#kontakt\" onclick=\"closeMobileNav()\" class=\"mob-cta\">Kontakt<\/a>\n <\/div>\n\n \n <div class=\"tw-ribbon\">\n <span class=\"tw-ribbon-full\">★ Laureat plebiscytu <b>Or\u0142y Ubezpiecze\u0144<\/b> <span class=\"tw-ribbon-sep\">\u00b7<\/span> Dzia\u0142amy od 1997 roku <span class=\"tw-ribbon-sep\">\u00b7<\/span> Ponad 29 lat zaufania ★<\/span>\n <span class=\"tw-ribbon-short\">★ <b>Or\u0142y Ubezpiecze\u0144<\/b> \u00b7 29 lat na rynku ★<\/span>\n <\/div>\n\n \n <div class=\"tw-hero\">\n <div class=\"tw-hero-inner\">\n <div>\n <div class=\"tw-hero-badge\">\n <svg width=\"12\" height=\"14\" viewBox=\"0 0 12 14\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"flex-shrink:0\">\n <path d=\"M6 0.5L0.5 2.5V6.5C0.5 9.8 2.8 12.8 6 13.5C9.2 12.8 11.5 9.8 11.5 6.5V2.5L6 0.5Z\" stroke=\"#d4af65\" stroke-width=\"1\" fill=\"none\"\/>\n <polyline points=\"3.5,7 5.2,9 8.5,5.5\" stroke=\"#d4af65\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\" fill=\"none\"\/>\n <\/svg>\n Kiedy bezpiecze\u0144stwo jest najwa\u017cniejsze\n <\/div>\n <h1 class=\"tw-hero-title\">Profesjonalne<br><em>ubezpieczenia<\/em><br>dla Ciebie i Twojej firmy<\/h1>\n <p class=\"tw-hero-sub\">Po\u015brednictwo Ubezpieczeniowe Teresa Wdowiak \u2014 zaufany doradca ubezpieczeniowy w Tarnobrzegu. Pomagamy chroni\u0107 to, co najwa\u017cniejsze od ponad 29 lat.<\/p>\n <div class=\"tw-hero-btns\">\n <a href=\"#kontakt\" class=\"btn-gold\">Skontaktuj si\u0119 z nami<\/a>\n <a href=\"#uslugi\" class=\"btn-ghost\">Sprawd\u017a ofert\u0119<\/a>\n <\/div>\n <div class=\"tw-hero-stats\">\n <div class=\"tw-stat\"><span class=\"tw-stat-n\">29 +<\/span><div class=\"tw-stat-l\">Lat do\u015bwiadczenia<\/div><\/div>\n <div class=\"tw-stat\"><span class=\"tw-stat-n\">10 000 +<\/span><div class=\"tw-stat-l\">Zadowolonych klient\u00f3w<\/div><\/div>\n <div class=\"tw-stat\"><span class=\"tw-stat-n\" style=\"font-size:1.6rem\">★<\/span><div class=\"tw-stat-l\">Or\u0142y Ubezpiecze\u0144<\/div><\/div>\n <\/div>\n <\/div>\n <div class=\"tw-hero-visual\">\n <div class=\"hv\">\n <div class=\"hv-pulse\"><\/div>\n <div class=\"hv-pulse\"><\/div>\n <div class=\"hv-pulse\"><\/div>\n <div class=\"hv-ring-out\"><\/div>\n <div class=\"hv-ring-in\"><\/div>\n <div class=\"hv-cards\">\n <div class=\"hv-card\"><span class=\"hv-card-ico\">\ud83d\ude97<\/span><span class=\"hv-card-lbl\">OC \/ AC<\/span><\/div>\n <div class=\"hv-card\"><span class=\"hv-card-ico\">\u2764\ufe0f<\/span><span class=\"hv-card-lbl\">Na \u017cycie<\/span><\/div>\n <div class=\"hv-card\"><span class=\"hv-card-ico\">\ud83c\udfe2<\/span><span class=\"hv-card-lbl\">Firmy<\/span><\/div>\n <div class=\"hv-card\"><span class=\"hv-card-ico\">\ud83c\udfe0<\/span><span class=\"hv-card-lbl\">Maj\u0105tek<\/span><\/div>\n <div class=\"hv-card\"><span class=\"hv-card-ico\">\u2708\ufe0f<\/span><span class=\"hv-card-lbl\">Turystyka<\/span><\/div>\n <div class=\"hv-card\"><span class=\"hv-card-ico\">\ud83c\udfe5<\/span><span class=\"hv-card-lbl\">Zdrowie<\/span><\/div>\n <\/div>\n <div class=\"hv-center\">\n <div class=\"hv-center-bg\"><\/div>\n <div class=\"tw-monogram tw-monogram--hero\">\n <span class=\"tw-mono-tw\">TW<\/span>\n <\/div>\n <\/div>\n <div class=\"hv-year\">od 1997<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"tw-divider\"><\/div>\n\n \n <div class=\"tw-partners\">\n <div class=\"tw-partners-label\">Wsp\u00f3\u0142pracujemy z wiod\u0105cymi firmami ubezpieczeniowymi<\/div>\n <div class=\"tw-partners-track-wrap\">\n <div class=\"tw-partners-track\" id=\"partnerTrack\">\n\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">PZU<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Warta<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Ergo Hestia<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Compensa<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Allianz<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Generali<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">UNIQA<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">InterRisk<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Link4<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Proama<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">HDI<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">TUZ<\/span><\/div>\n\n \n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">PZU<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Warta<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Ergo Hestia<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Compensa<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Allianz<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Generali<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">UNIQA<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">InterRisk<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Link4<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">Proama<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">HDI<\/span><\/div>\n <div class=\"tw-partner-item\"><span class=\"tw-partner-name\">TUZ<\/span><\/div>\n\n <\/div>\n <\/div>\n <\/div>\n\n \n <section id=\"o-nas\" class=\"tw-section bg-white\">\n <div class=\"tw-inner\">\n <div style=\"text-align:center\">\n <div class=\"tw-lbl\">O nas<\/div>\n <h2 class=\"tw-h2\">Teresa Wdowiak \u2014<br><em style=\"font-style:italic;color:var(--gold)\">pasja i do\u015bwiadczenie<\/em><\/h2>\n <p class=\"tw-sub\" style=\"margin:0 auto\">Firma z wieloletnim do\u015bwiadczeniem, kt\u00f3ra stawia na indywidualne podej\u015bcie i rzeteln\u0105 obs\u0142ug\u0119 ka\u017cdego klienta.<\/p>\n <\/div>\n <div class=\"tw-about-grid\">\n <div style=\"position:relative\">\n <div class=\"tw-about-card\">\n <span class=\"tw-about-card-icon\">\n <div class=\"tw-monogram tw-monogram--about\">\n <span class=\"tw-mono-tw\">TW<\/span>\n <\/div>\n <\/span>\n <div class=\"tw-about-card-name\">Teresa Wdowiak<\/div>\n <div class=\"tw-about-card-title\">W\u0142a\u015bciciel & Ekspert Ubezpieczeniowy<\/div>\n <div class=\"tw-about-card-note\">Wsp\u00f3\u0142pracujemy z <strong style=\"color:var(--gold-l)\">wiod\u0105cymi firmami ubezpieczeniowymi<\/strong> w Polsce<\/div>\n <\/div>\n <div class=\"tw-about-badge\" style=\"display:none\">1997<small>rok za\u0142o\u017cenia<\/small><\/div>\n <\/div>\n <div class=\"tw-about-text\">\n <p><strong>Po\u015brednictwo Ubezpieczeniowe Teresa Wdowiak<\/strong> to renomowana firma dzia\u0142aj\u0105ca od <strong>7 lipca 1997 roku<\/strong>. Przez ponad \u0107wier\u0107 wieku zbudowali\u015bmy siln\u0105 pozycj\u0119 na lokalnym rynku, zdobywaj\u0105c zaufanie tysi\u0119cy klient\u00f3w.<\/p>\n <p>Nasza filozofia opiera si\u0119 na <strong>precyzji, rzetelno\u015bci i indywidualnym podej\u015bciu<\/strong>. Nie sprzedajemy polis \u2014 rozwi\u0105zujemy problemy i dopasowujemy ochron\u0119 do realnych potrzeb.<\/p>\n <p>Dysponujemy baz\u0105 ofertow\u0105 <strong>wiod\u0105cych firm ubezpieczeniowych<\/strong>, co pozwala znale\u017a\u0107 najlepsze i najta\u0144sze rozwi\u0105zanie dla ka\u017cdego.<\/p>\n <div class=\"tw-features\">\n <div class=\"tw-feature\"><div class=\"tw-feature-ico\">\ud83d\udccb<\/div><div class=\"tw-feature-txt\"><strong>Analiza potrzeb klienta<\/strong><span>Serwis doradczy z dok\u0142adn\u0105 analiz\u0105 Twojej sytuacji<\/span><\/div><\/div>\n <div class=\"tw-feature\"><div class=\"tw-feature-ico\">\u270d\ufe0f<\/div><div class=\"tw-feature-txt\"><strong>Indywidualne programy ubezpieczeniowe<\/strong><span>Polisy dopasowane do Twoich potrzeb i Twojego bud\u017cetu<\/span><\/div><\/div>\n <div class=\"tw-feature\"><div class=\"tw-feature-ico\">\ud83e\udd1d<\/div><div class=\"tw-feature-txt\"><strong>Pomoc przy odszkodowaniach<\/strong><span>Wspieramy Ci\u0119 przy uzyskaniu \u015bwiadcze\u0144 i odszkodowa\u0144<\/span><\/div><\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"uslugi\" class=\"tw-section bg-cream\">\n <div class=\"tw-inner\">\n <div style=\"text-align:center\">\n <div class=\"tw-lbl\">Nasze us\u0142ugi<\/div>\n <h2 class=\"tw-h2\">Kompleksowa ochrona<br>w ka\u017cdej sytuacji \u017cyciowej<\/h2>\n <p class=\"tw-sub\" style=\"margin:0 auto\">Oferujemy pe\u0142en zakres ubezpiecze\u0144 dost\u0119pnych na polskim rynku. Znajdziemy najlepsze rozwi\u0105zanie dla Ciebie.<\/p>\n <\/div>\n <div class=\"tw-services-grid\">\n <div class=\"tw-service\"><span class=\"tw-service-ico\">\ud83d\ude97<\/span><div class=\"tw-service-name\">Ubezpieczenia komunikacyjne<\/div><p class=\"tw-service-desc\">OC, AC, NNW oraz assistance. Chronimy Tw\u00f3j samoch\u00f3d i Twoj\u0105 odpowiedzialno\u015b\u0107 cywiln\u0105. Por\u00f3wnujemy oferty dziesi\u0105tek ubezpieczycieli.<\/p><\/div>\n <div class=\"tw-service\"><span class=\"tw-service-ico\">\u2764\ufe0f<\/span><div class=\"tw-service-name\">Ubezpieczenia na \u017cycie<\/div><p class=\"tw-service-desc\">Pe\u0142en zakres polis \u017cyciowych \u2014 indywidualnych i grupowych. Bezpiecze\u0144stwo finansowe Twoje i Twoich bliskich.<\/p><\/div>\n <div class=\"tw-service\"><span class=\"tw-service-ico\">\ud83c\udfe0<\/span><div class=\"tw-service-name\">Ubezpieczenia maj\u0105tkowe<\/div><p class=\"tw-service-desc\">Ochrona domu i mieszkania przed po\u017carem, zalaniem, kradzie\u017c\u0105 i zdarzeniami losowymi.<\/p><\/div>\n <div class=\"tw-service\"><span class=\"tw-service-ico\">\ud83c\udfe2<\/span><div class=\"tw-service-name\">Ubezpieczenia dla firm<\/div><p class=\"tw-service-desc\">OC dzia\u0142alno\u015bci, mienie firmowe, flota pojazd\u00f3w, ubezpieczenia pracownicze \u2014 kompleksowa obs\u0142uga.<\/p><\/div>\n <div class=\"tw-service\"><span class=\"tw-service-ico\">\u2708\ufe0f<\/span><div class=\"tw-service-name\">Ubezpieczenia turystyczne<\/div><p class=\"tw-service-desc\">NNW, koszty leczenia, baga\u017c i rezygnacja z podr\u00f3\u017cy dopasowane do ka\u017cdego celu na \u015bwiecie.<\/p><\/div>\n <div class=\"tw-service\"><span class=\"tw-service-ico\">\ud83c\udfe5<\/span><div class=\"tw-service-name\">Ubezpieczenia zdrowotne<\/div><p class=\"tw-service-desc\">Prywatna opieka medyczna i grupowe polisy zdrowotne. Szybki dost\u0119p do specjalist\u00f3w bez kolejek.<\/p><\/div>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"dlaczego\" class=\"tw-section bg-navy\">\n <div class=\"tw-inner\">\n <div style=\"text-align:center\">\n <div class=\"tw-lbl\">Dlaczego my<\/div>\n <h2 class=\"tw-h2\">Co wyr\u00f3\u017cnia nas<br>na rynku ubezpiecze\u0144?<\/h2>\n <p class=\"tw-sub\" style=\"margin:0 auto\">Podejmuj\u0105c wsp\u00f3\u0142prac\u0119 z nami, zyskujesz wsparcie w najwa\u017cniejszych momentach swojego \u017cycia.<\/p>\n <\/div>\n <div class=\"tw-why-grid\">\n <div class=\"tw-why-item\"><div class=\"tw-why-n\">01<\/div><div><h3>Ponad 29 lat do\u015bwiadczenia<\/h3><p>Na rynku dzia\u0142amy od 1997 roku. G\u0142\u0119boka wiedza, sprawdzone relacje z ubezpieczycielami i pewno\u015b\u0107 w dzia\u0142aniu.<\/p><\/div><\/div>\n <div class=\"tw-why-item\"><div class=\"tw-why-n\">02<\/div><div><h3>Niezale\u017cno\u015b\u0107 i obiektywizm<\/h3><p>Jako po\u015brednik wsp\u00f3\u0142pracujemy z wiod\u0105cymi firmami. Zawsze rekomendujemy rozwi\u0105zanie najlepsze dla Ciebie.<\/p><\/div><\/div>\n <div class=\"tw-why-item\"><div class=\"tw-why-n\">03<\/div><div><h3>Indywidualne podej\u015bcie<\/h3><p>Analizujemy Twoje potrzeby i sytuacj\u0119, by zaproponowa\u0107 program ubezpieczeniowy skrojony na miar\u0119.<\/p><\/div><\/div>\n <div class=\"tw-why-item\"><div class=\"tw-why-n\">04<\/div><div><h3>Pomoc przy odszkodowaniach<\/h3><p>Nasze wsparcie nie ko\u0144czy si\u0119 na podpisaniu polisy. Jeste\u015bmy z Tob\u0105, gdy tego najbardziej potrzebujesz.<\/p><\/div><\/div>\n <div class=\"tw-why-item\"><div class=\"tw-why-n\">05<\/div><div><h3>Laur \u201eOr\u0142y Ubezpiecze\u0144\"<\/h3><p>Laureat presti\u017cowego plebiscytu przyznawanego najlepszym agentom ubezpieczeniowym w Polsce.<\/p><\/div><\/div>\n <div class=\"tw-why-item\"><div class=\"tw-why-n\">06<\/div><div><h3>Negocjowanie warunk\u00f3w<\/h3><p>Dzi\u0119ki d\u0142ugoletniej wsp\u00f3\u0142pracy negocjujemy dla Ciebie lepsze warunki i ni\u017csze sk\u0142adki.<\/p><\/div><\/div>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"oferta\" class=\"tw-section bg-white\">\n <div class=\"tw-inner\">\n <div style=\"text-align:center\">\n <div class=\"tw-lbl\">Oferta szczeg\u00f3\u0142owa<\/div>\n <h2 class=\"tw-h2\">Ubezpieczenia dopasowane<br>do Twoich potrzeb<\/h2>\n <p class=\"tw-sub\" style=\"margin:0 auto\">Oferujemy ubezpieczenia wiod\u0105cych firm ubezpieczeniowych w Polsce. Por\u00f3wnujemy i wybieramy najlepsze opcje.<\/p>\n <\/div>\n <div class=\"tw-offer-grid\">\n <div class=\"tw-offer-card\"><div class=\"p-ico\">\ud83d\ude97<\/div><span class=\"p-tag\">Komunikacyjne<\/span><h4>OC \/ AC \/ NNW<\/h4><p>Obowi\u0105zkowe i dobrowolne ubezpieczenia pojazdu. Ochrona na wypadek szk\u00f3d i uszkodze\u0144 w\u0142asnego auta.<\/p><\/div>\n <div class=\"tw-offer-card\"><div class=\"p-ico\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67<\/div><span class=\"p-tag\">\u017byciowe<\/span><h4>Polisy na \u017cycie<\/h4><p>Ochrona na wypadek \u015bmierci, niezdolno\u015bci do pracy lub powa\u017cnej choroby. Zabezpieczenie dla Twoich bliskich.<\/p><\/div>\n <div class=\"tw-offer-card\"><div class=\"p-ico\">\ud83c\udfe0<\/div><span class=\"p-tag\">Maj\u0105tkowe<\/span><h4>Dom i mieszkanie<\/h4><p>Ochrona mienia od ognia, zalania, kradzie\u017cy. Ubezpieczenie OC w \u017cyciu prywatnym.<\/p><\/div>\n <div class=\"tw-offer-card\"><div class=\"p-ico\">\ud83d\udc65<\/div><span class=\"p-tag\">Grupowe<\/span><h4>Ubezpieczenia grupowe<\/h4><p>Polisy grupowe dla pracownik\u00f3w firm, szk\u00f3\u0142 i instytucji. Atrakcyjne stawki dla ca\u0142ego zespo\u0142u.<\/p><\/div>\n <div class=\"tw-offer-card\"><div class=\"p-ico\">\u2708\ufe0f<\/div><span class=\"p-tag\">Turystyczne<\/span><h4>Podr\u00f3\u017ce zagraniczne<\/h4><p>Koszty leczenia, NNW, rezygnacja z podr\u00f3\u017cy, assistance i ochrona baga\u017cu.<\/p><\/div>\n <div class=\"tw-offer-card\"><div class=\"p-ico\">\ud83c\udfed<\/div><span class=\"p-tag\">Firmowe<\/span><h4>Ubezpieczenia firmowe<\/h4><p>OC dzia\u0142alno\u015bci, mienie, flota pojazd\u00f3w, ubezpieczenia pracownicze \u2014 kompleksowa ochrona biznesu.<\/p><\/div>\n <\/div>\n <div style=\"text-align:center;margin-top:36px\"><a href=\"#kontakt\" class=\"btn-gold\">Zapytaj o wycen\u0119<\/a><\/div>\n <\/div>\n <\/section>\n\n \n <section id=\"kontakt\" class=\"tw-section bg-cream\">\n <div class=\"tw-inner\">\n <div style=\"text-align:center\">\n <div class=\"tw-lbl\">Kontakt<\/div>\n <h2 class=\"tw-h2\">Skontaktuj si\u0119 z nami<\/h2>\n <p class=\"tw-sub\" style=\"margin:0 auto\">Jeste\u015bmy do Twojej dyspozycji od poniedzia\u0142ku do pi\u0105tku. Zawsze ch\u0119tnie pomo\u017cemy \u2014 niezale\u017cnie od pytania.<\/p>\n <\/div>\n <div class=\"tw-contact-grid\">\n <div>\n <div class=\"tw-contact-items\">\n <div class=\"tw-contact-item\">\n <div class=\"tw-contact-ico\">\ud83d\udccd<\/div>\n <div><div class=\"tw-contact-lbl\">Adres<\/div><div class=\"tw-contact-val\">ul. Jana Kochanowskiego 8<br>39-400 Tarnobrzeg<\/div><\/div>\n <\/div>\n <div class=\"tw-contact-item\">\n <div class=\"tw-contact-ico\">\ud83d\udcde<\/div>\n <div><div class=\"tw-contact-lbl\">Telefon<\/div><div class=\"tw-contact-val\"><a href=\"tel:+48158232603\">(15) 823 26 03<\/a><br><a href=\"tel:+48660313007\">660 313 007<\/a><\/div><\/div>\n <\/div>\n <div class=\"tw-contact-item\">\n <div class=\"tw-contact-ico\">\u2709\ufe0f<\/div>\n <div><div class=\"tw-contact-lbl\">E-mail<\/div><div class=\"tw-contact-val\"><a href=\"mailto:ubezpieczenia.wdowiak@op.pl\">ubezpieczenia.wdowiak@op.pl<\/a><\/div><\/div>\n <\/div>\n <\/div>\n <div class=\"tw-hours\">\n <h4>\ud83d\udd50 Godziny otwarcia<\/h4>\n <div class=\"tw-hours-row\"><span>Poniedzia\u0142ek \u2013 Pi\u0105tek<\/span><span>08:00 \u2013 16:00<\/span><\/div>\n <div class=\"tw-hours-row\"><span>Sobota \u2013 Niedziela<\/span><span style=\"color:rgba(255,255,255,0.35)\">Nieczynne<\/span><\/div>\n <\/div>\n <div class=\"tw-map\">\n <iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d2491.847!2d21.6644!3d50.5700!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x47189b1234567890%3A0x0!2sul.%20Jana%20Kochanowskiego%208%2C%2039-400%20Tarnobrzeg!5e0!3m2!1spl!2spl!4v1714000000000!5m2!1spl!2spl&q=ul.+Jana+Kochanowskiego+8,+39-400+Tarnobrzeg\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\" title=\"Lokalizacja biura\"><\/iframe>\n <\/div>\n <\/div>\n <div class=\"tw-form\">\n <h3>Napisz do nas<\/h3>\n <form id=\"contactForm\" action=\"https:\/\/api.web3forms.com\/submit\" method=\"POST\">\n <input type=\"hidden\" name=\"access_key\" value=\"0de1509b-3179-42ce-9634-6e515a7bf6be\" \/>\n <input type=\"hidden\" name=\"subject\" value=\"Nowe zapytanie ze strony \u2014 Po\u015brednictwo Ubezpieczeniowe Teresa Wdowiak\" \/>\n <input type=\"hidden\" name=\"from_name\" value=\"Strona Teresa Wdowiak\" \/>\n <input type=\"hidden\" name=\"redirect\" value=\"false\" \/>\n <div class=\"tw-form-row\">\n <div class=\"tw-form-group\"><label>Imi\u0119 i nazwisko<\/label><input type=\"text\" name=\"imie_nazwisko\" placeholder=\"Jan Kowalski\" required \/><\/div>\n <div class=\"tw-form-group\"><label>Telefon<\/label><input type=\"tel\" name=\"telefon\" placeholder=\"+48 000 000 000\" \/><\/div>\n <\/div>\n <div class=\"tw-form-group\"><label>Adres e-mail<\/label><input type=\"email\" name=\"email\" placeholder=\"jan@example.com\" required \/><\/div>\n <div class=\"tw-form-group\">\n <label>Rodzaj ubezpieczenia<\/label>\n <select name=\"rodzaj_ubezpieczenia\">\n <option value=\"\">-- Wybierz kategori\u0119 --<\/option>\n <option>Ubezpieczenie komunikacyjne (OC\/AC)<\/option>\n <option>Ubezpieczenie na \u017cycie<\/option>\n <option>Ubezpieczenie maj\u0105tkowe (dom\/mieszkanie)<\/option>\n <option>Ubezpieczenie firmowe<\/option>\n <option>Ubezpieczenie turystyczne<\/option>\n <option>Ubezpieczenie zdrowotne<\/option>\n <option>Inne<\/option>\n <\/select>\n <\/div>\n <div class=\"tw-form-group\"><label>Wiadomo\u015b\u0107<\/label><textarea name=\"wiadomosc\" placeholder=\"Opisz czego szukasz lub o co chcesz zapyta\u0107...\"><\/textarea><\/div>\n <button type=\"submit\" class=\"tw-form-submit\" id=\"submitBtn\">Wy\u015blij zapytanie \u2192<\/button>\n <div id=\"formMsg\" style=\"display:none;margin-top:12px;padding:12px;border-radius:8px;font-size:0.85rem;text-align:center\"><\/div>\n <p style=\"margin-top:10px;font-size:0.72rem;color:var(--gray);text-align:center\">Odpowiadamy najcz\u0119\u015bciej w ci\u0105gu 24 godzin roboczych.<\/p>\n <\/form>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n \n <footer class=\"tw-footer\">\n <div class=\"tw-footer-inner\">\n <div class=\"tw-footer-brand\">\n <a href=\"#\" class=\"tw-logo\">\n <div class=\"tw-logo-icon\">\n <div class=\"tw-monogram tw-monogram--footer\">\n <span class=\"tw-mono-tw\">TW<\/span>\n <\/div>\n <\/div>\n <div class=\"tw-logo-name\" style=\"color:white\">Teresa Wdowiak<small style=\"color:var(--gold-l)\">Po\u015brednictwo Ubezpieczeniowe<\/small><\/div>\n <\/a>\n <p>Zaufany po\u015brednik ubezpieczeniowy w Tarnobrzegu. Dzia\u0142amy od 1997 roku, pomagaj\u0105c chroni\u0107 to, co najwa\u017cniejsze.<\/p>\n <\/div>\n <div class=\"tw-footer-col\">\n <h4>Nawigacja<\/h4>\n <ul>\n <li><a href=\"#o-nas\">O nas<\/a><\/li>\n <li><a href=\"#uslugi\">Us\u0142ugi<\/a><\/li>\n <li><a href=\"#oferta\">Oferta<\/a><\/li>\n <li><a href=\"#dlaczego\">Dlaczego my<\/a><\/li>\n <li><a href=\"#kontakt\">Kontakt<\/a><\/li>\n <\/ul>\n <\/div>\n <div class=\"tw-footer-col\">\n <h4>Ubezpieczenia<\/h4>\n <ul>\n <li><a href=\"#uslugi\">Komunikacyjne OC\/AC<\/a><\/li>\n <li><a href=\"#uslugi\">Na \u017cycie<\/a><\/li>\n <li><a href=\"#uslugi\">Maj\u0105tkowe<\/a><\/li>\n <li><a href=\"#uslugi\">Firmowe<\/a><\/li>\n <li><a href=\"#uslugi\">Turystyczne<\/a><\/li>\n <li><a href=\"#uslugi\">Zdrowotne<\/a><\/li>\n <\/ul>\n <\/div>\n <div class=\"tw-footer-col\">\n <h4>Dane firmy<\/h4>\n <ul>\n <li><a href=\"#\">NIP: 867-108-43-30<\/a><\/li>\n <li><a href=\"#\">REGON: 830337665<\/a><\/li>\n <li><a href=\"mailto:ubezpieczenia.wdowiak@op.pl\">ubezpieczenia.wdowiak@op.pl<\/a><\/li>\n <li><a href=\"tel:+48158232603\">(15) 823 26 03<\/a><br><a href=\"tel:+48660313007\">660 313 007<\/a><\/li>\n <\/ul>\n <\/div>\n <\/div>\n <div class=\"tw-footer-bottom\">\n <div>\u00a9 2026 Po\u015brednictwo Ubezpieczeniowe Teresa Wdowiak. Wszelkie prawa zastrze\u017cone.<\/div>\n <div>Dzia\u0142amy od <span>1997<\/span> roku \u00b7 Tarnobrzeg, Podkarpackie<\/div>\n <\/div>\n <\/footer>\n\n<script>\n (function() {\n var nav = document.querySelector('.tw-nav');\n var burger = document.getElementById('twBurger');\n var mobileNav = document.getElementById('twMobileNav');\n\n \/\/ Scroll shrink\n window.addEventListener('scroll', function() {\n if (window.scrollY > 40) nav.classList.add('scrolled');\n else nav.classList.remove('scrolled');\n }, { passive: true });\n\n \/\/ Burger toggle\n if (burger && mobileNav) {\n burger.addEventListener('click', function() {\n burger.classList.toggle('open');\n mobileNav.classList.toggle('open');\n });\n }\n })();\n\n function closeMobileNav() {\n var burger = document.getElementById('twBurger');\n var mobileNav = document.getElementById('twMobileNav');\n if (burger) burger.classList.remove('open');\n if (mobileNav) mobileNav.classList.remove('open');\n }\n\n \/\/ Web3Forms AJAX submit\n var form = document.getElementById('contactForm');\n if (form) {\n form.addEventListener('submit', function(e) {\n e.preventDefault();\n var btn = document.getElementById('submitBtn');\n var msg = document.getElementById('formMsg');\n btn.textContent = 'Wysy\u0142anie...';\n btn.disabled = true;\n fetch('https:\/\/api.web3forms.com\/submit', {\n method: 'POST',\n body: new FormData(form)\n })\n .then(function(r) { return r.json(); })\n .then(function(data) {\n if (data.success) {\n msg.style.display = 'block';\n msg.style.background = '#f0fdf4';\n msg.style.color = '#166534';\n msg.style.border = '1px solid #bbf7d0';\n msg.textContent = '\u2713 Wiadomo\u015b\u0107 wys\u0142ana! Skontaktujemy si\u0119 wkr\u00f3tce.';\n form.reset();\n } else {\n throw new Error('b\u0142\u0105d');\n }\n })\n .catch(function() {\n msg.style.display = 'block';\n msg.style.background = '#fef2f2';\n msg.style.color = '#991b1b';\n msg.style.border = '1px solid #fecaca';\n msg.textContent = '\u2717 Co\u015b posz\u0142o nie tak. Prosz\u0119 zadzwoni\u0107 lub napisa\u0107 bezpo\u015brednio na e-mail.';\n })\n .finally(function() {\n btn.textContent = 'Wy\u015blij zapytanie \u2192';\n btn.disabled = false;\n });\n });\n }\n<\/script>\n\n<\/div>\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Po\u015brednictwo Ubezpieczeniowe Teresa Wdowiak | Tarnobrzeg TW Teresa WdowiakPo\u015brednictwo Ubezpieczeniowe O nas Us\u0142ugi Oferta Dlaczego my Kontakt O nas Us\u0142ugi Oferta Dlaczego my Kontakt ★ Laureat plebiscytu Or\u0142y Ubezpiecze\u0144 \u00b7 Dzia\u0142amy od 1997 roku \u00b7 Ponad 29 lat zaufania ★ ★ Or\u0142y Ubezpiecze\u0144 \u00b7 29 lat na rynku ★ Kiedy bezpiecze\u0144stwo jest najwa\u017cniejsze Profesjonalneubezpieczeniadla Ciebie […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-22","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=\/wp\/v2\/pages\/22","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22"}],"version-history":[{"count":36,"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=\/wp\/v2\/pages\/22\/revisions"}],"predecessor-version":[{"id":59,"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=\/wp\/v2\/pages\/22\/revisions\/59"}],"wp:attachment":[{"href":"https:\/\/wdowiakubezpieczenia.pl\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}